Buy Monero (XMR) with credit card and debit card
Securely payment withDon’t know where to buy XMR? Changelly offers a fast and easy way to buy Monero (XMR) with a credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
Last transactions
In the past 24 hours, Changelly clients bought
974.1 XMR
worth
$250500.97
How to buy XMR (Monero) with a credit or debit card
1Set the pair
Select Monero, the fiat currency you want to buy crypto with, and your country of residence. Look through the available offers and choose the one that suits you best.
2Pick a payment method
Select your preferred payment method. Most providers allow you to buy XMR without ID or KYC, but you may need to complete quick ID verification for transactions above $150. This requirement varies by provider and location.
3Enter your crypto wallet address
Enter your wallet address in the designated field to ensure the cryptocurrency reaches you. Double-check the details before proceeding with the transaction.
4Confirm your payment
Follow the onscreen instructions and confirm your payment. Your cryptocurrency will be transferred to your wallet shortly.
Why buy Monero (XMR)?
Monero (XMR), launched on April 18, 2014, is a privacy-focused cryptocurrency developed from Bytecoin. It uses advanced cryptography to ensure secure, untraceable transactions, hiding sender, receiver, and amounts for complete anonymity, offering decentralized, trusted, peer-to-peer financial confidentiality.
Potential for high returns
Monero’s focus on privacy and security drives demand and potential growth. As private transactions gain popularity, XMR’s value may increase, making it a solid investment to diversify your portfolio.
Accessibility
Buying Monero is simple and accessible across multiple platforms. You can use debit cards, credit cards, or bank transfers. Whether new or experienced, accessing XMR is quick and simple.
Transparency
Monero guarantees privacy, but the buying process on Changelly is clear. Track exchange rates, fees, and transaction status in real time with no hidden costs.
Diversification of investment portfolio
Monero’s privacy and unique blockchain set it apart. Adding XMR reduces portfolio risk and offers exposure to a secure, anonymous digital asset.
What can I do after I buy Monero (XMR)?
Hold
You can hold Monero as a long-term investment in your wallet. Many investors view XMR as a hedge against inflation and market volatility. Store Monero in a digital wallet and wait for its value to increase.
Send & receive
After buying Monero, you can send it to other users or receive it securely. Its privacy-focused blockchain ensures transactions remain anonymous and untraceable.
Donate
There is a growing number of charities that accept donations in XMR (Monero) and other cryptocurrency.
Spend
Use your Monero to make private purchases online. There are platforms and services that accept XMR as a payment method for buying goods, paying for subscriptions, or accessing digital services.
Swap
You can exchange Monero for other cryptocurrencies on multiple platforms. Swapping XMR allows you to diversify your digital assets or respond to market changes.
Sell
Changelly allows you to easily sell XMR and cash out directly into fiat currency and your bank account.
Where to buy Monero (XMR)? Only on Changelly
Borderless Transactions
Our platform operates across continents, offering reliable crypto transactions in over 90% of the world
Flexibility at Checkout
We’ve collected over 20 payment methods so that you can always find your way to pay. Pick your favorite, and let’s get started!
Trade on Your Terms
Whether you’re starting small or going big, our flexible trading limits from $5 to $30,000 make sure there’s a spot for you
Vast Crypto Selection
With over 700 cryptocurrencies available, your portfolio can be as varied as you wish
Friendly Fees
Our affordable commissions help make every trade more profitable
Swift Trades, Swift Gains
Stay ahead in the fast-moving crypto market and capture the best prices with our rapid transaction processing
Personal Custody, Enhanced Security
Our non-custodial service ensures that you’re the only one who has access to your assets
Cost-Effective Trading
Keep your costs down and liquidity up. Changelly offers low commissions that make managing your investments more effective
Extensive Stablecoin Options
Choose from a diverse selection of stablecoins for a reliable trading experience, even in fluctuating markets
Deep dive into the Monero world
Subscribe to our newsletter for an exclusive guide on the Solana ecosystem and its hottest meme coins. Let’s talk crypto!
Users choose us
More than 3,000 reviews on Other payment methods to buy Monero (XMR)
Monero (XMR) market data
updated at 18:37
Circulating Supply
$18.45M
The current price of Monero is $257.16. The price of Monero has changed by -0.8% in the last hour and changed by -2.97% in the past 24 hours. Monero’s price has also changed by -3.56% in the past week.
Buy Monero (XMR) wherever you are
With Changelly crypto investments are available to you in more then 150 countries
Faq
Can I buy Monero with a debit card or credit card?
Yes, you can buy Monero (XMR) with credit and debit cards on platforms like Changelly. Mastercard and Visa are accepted, ensuring secure, fast transactions. Simply choose XMR, enter your card details and wallet address, and complete the transfer to your wallet.
Can I buy Monero with a prepaid card?
Yes, prepaid cards can be used to buy cryptocurrencies on certain platforms. Make sure your card supports international transactions and online payments. Follow the same process as a regular debit card purchase. Enter your card details and complete the payment to buy Monero instantly and have it sent to your wallet.
Can I buy Monero with PayPal, Apple Pay or Google Pay?
Yes, Google Pay, PayPal and Apple Pay are supported on Changelly. However, please note that they are not available for all countries, currency pairs, and payment providers. If you have any questions about buying crypto with PayPal, you can contact our 24/7 support team.
Can I buy Monero with a bank account?
Yes, bank transfers are supported on many platforms for buying Monero, including Changelly. This option is ideal for larger transactions, offering lower fees and enhanced security. Simply select the bank transfer option during checkout, follow the instructions, and complete your purchase.
Can I buy Monero with a debit card without ID verification on Changelly?
You won't need to verify your identity on Changelly when buying crypto on our platform. However, ID verification might be required by our partnered fiat providers. It is typically not required for smaller transactions. However, larger purchases or specific regulations may mandate identity verification. This ensures compliance with global security standards and protects your funds. Always check platform guidelines for specific verification requirements.
Do I need to create a wallet to buy Monero with a credit or debit card?
Yes, a Monero wallet is necessary to store your funds securely. During your purchase, you'll need to provide your wallet address to receive the Monero directly after completing the transaction. If you don't have one yet, you can read our guide on reliable and secure crypto wallets on our blog. Please note that some wallets do not support Monero, so make sure it is supported before making any purchases.
How long does it take to process Monero purchase transactions made via credit cards?
Monero (XMR) purchases with credit or debit cards typically process within 5–30 minutes. Factors like network congestion, card provider checks, and platform security reviews may influence timing. Enter accurate wallet and payment details to prevent delays. Larger transactions might require extra verification, slightly extending processing times.
What should I do if Changelly does not support the national currency of my country?
If your national currency isn’t supported, you can instead use a widely accepted fiat currency like USD or EUR to buy Monero. Many banks and payment platforms offer currency conversion services. Alternatively, you can exchange your local currency for a supported one on another platform before completing your Monero purchase. You can also always exchange XMR instead. Please remember to always check exchange rates and potential conversion fees to make sure you get the best deal.
Is there a minimum amount of Monero I can buy on Changelly?
Yes, there’s a minimum purchase amount when buying Monero on Changelly. This limit depends on various factors, such as current Monero exchange rates and network fees. Changelly displays the minimum amount in the widget right underneath the “You send” number. Make sure your purchase meets this requirement to avoid processing errors. Minimum limits ensure smooth transactions and cover the necessary fees for transferring Monero to your wallet securely.
What fiat currencies can I use to buy Monero?
Changelly supports over 100 fiat currencies, including USD, EUR, and GBP, to buy Monero (XMR). You can also use other major international currencies, depending on your location. The platform automatically converts your chosen fiat currency into Monero based on real-time exchange rates. Always check for additional conversion fees if your national currency isn’t directly supported.
Where can I store Monero after buying it?
You can store Monero in a secure Monero-compatible wallet. Options include software wallets like Exodus and hardware wallets like Ledger. Wallets ensure you have full control over your funds and private keys. Always choose wallets with strong security features and backup options. Avoid leaving large amounts of XMR on exchanges for long-term storage.
What are the fees to buy Monero?
Changelly offers transparent fees. Typically, when buying Monero, you’ll pay a fixed transaction fee along with network fees for processing. Payment method fees may vary—credit cards, debit cards, and bank transfers each have different fee structures. You’ll see the final fee breakdown before completing your purchase. It's generally between 5% and 11%.
In which countries can I purchase Monero with a credit card?
You can buy Monero with a credit card in most countries where cryptocurrency transactions are legal. Changelly supports a wide range of regions, including North America, Europe, and parts of Asia. However, regulations may vary by country. Always check local laws and platform availability before making a purchase. Restricted countries will typically display a notification during the payment process.
Which credit cards are accepted for crypto purchases?
Changelly accepts major credit cards, including Visa and Mastercard, for Monero purchases. These cards offer fast and secure transactions with global support. Other credit card providers may also work, depending on your location and the card issuer’s cryptocurrency policies. Always ensure your card supports international online payments and cryptocurrency transactions to avoid any issues.
How to buy large amounts of Monero on Changelly?
Buying large amounts of Monero on Changelly is as easy as making a regular purchase. The process remains the same: You set up your purchase, select a fiat provider, enter your wallet address, and then proceed with your payment. The only difference is, larger purchases are more likely to require ID verification. Please note that this verification is not required by our platform and is done by our partnered fiat providers.
