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Buy Ripple (XRP) with Credit or Debit Card Online Instantly
Don't know where to buy XRP? Feel safe completing the purchase on Changelly.com. Get quotes from reliable fiat providers: Indacoin, Simplex, Banxa, and MoonPay. Our calculator makes the comparison easier by highlighting the most cost-saving offer. There's no need to pay with USD. Use any local currency. Changelly is non-custodial and doesn't dictate where customers store their coins.
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XRP Live Price Chart
XRP Market Data
updated at 00:15XRP Price
$0.47827$0.4782724H % Change
6.56%6.56375652%Market Cap
$24.72B$24,716,175,675.2624H Volume
$2.74B$2,742,651,536.68Circulating Supply
51.68B51,678,187,732Popular XRP pairs to buy with fiat
Other fiat currencies you can buy XRP with
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How to buy XRP in 5 Easy steps
Set the pair
Select the crypto you’d like to purchase, the fiat currency you want to buy crypto with, and your country of residence. Look through the best offers and choose the one that suits you most.
Enter your crypto wallet address
Fill in the required wallet address details in the entry field.
Verify your identity
Verify your identity with our providers to buy crypto without any hurdles. This will help to make sure no one but you uses or changes your payment information.
Confirm your payment
Follow the instructions on the screen and confirm your payment. Your purchased cryptocurrency will arrive in your crypto wallet soon.
Check your crypto wallet
That’s it! Open your crypto wallet and welcome your newly purchased cryptocurrency.
Changelly will become a guide to the world of cryptocurrency for beginners and a place where professionals would like to return. Our intuitive interface platform allows our users to purchase XRP quickly and securely in just a couple of minutes. Using our superior software and latest mobile app, you can log in to your account and easily buy crypto on the go. Our fiat providers allow you to buy more than 400 cryptocurrencies with a wide range of fiat money (USD, EUR, GBP, CAD, AUD, etc.).

Payment methods to buy XRP

Bank transfer
A bank transfer is a secure option to buy cryptocurrency, especially if you are thinking of purchasing large amounts of virtual currency. Keep in mind that bank transfers may take a little longer, and fees may vary.

Apple Pay and Google Pay
Apple Pay and Google Pay are the quickest ways to buy XRP with a credit or a debit card from your iOS or Android device.

Credit or Debit Card
Credit or debit card payment is one of the effortless ways to buy XRP and other cryptocurrencies in a fast and secure manner. With Changelly, you can use a Visa or a Mastercard credit card issued in your local currency.

UKFP
Faster Payments is a speedy payment method that allows residents of the United Kingdom to send payments in their local currency without incurring any additional exchange charges.

iDEAL
With a convenient iDEAL payment service, you can have your Bitcoins or Ethereum bought in no time! Payments with iDEAL are made using the mobile banking app or your own online banking system.

SEPA
SEPA is a popular payment method for fast and easy payments in euros. It's the best option for you if you prioritize speed, cost, and security when buying crypto.

POLi
POLi is a widely used payment method for buying crypto. Apart from its protection measures that safeguard your personal and financial information, it also offers other benefits, such as low fees and fast processing times.

BPay
BPay is an intuitive, secure, and instant way to purchase cryptocurrency. Whether you want to buy a little or a lot, BPay makes it easy to schedule regular payments and make everyday crypto purchases.

Interac
Interac is the most popular payment method for instant crypto purchases in Canada. It's a quick, simple way to buy crypto using your bank account directly.
Buy XRP Without Any Hassle
Purchase your crypto with any payment method that suits you best. Start buying with as little as 30 USD or your local currency equivalent.

Show countries and regions where you can buy XRP
Countries and regions you can buy XRP
Buy XRP in CanadaBuy XRP in United KingdomBuy XRP in NigeriaBuy XRP in United StatesBuy XRP in IndiaBuy XRP in AustraliaBuy XRP in Dominican RepublicBuy XRP in BarbadosBuy XRP in GreeceBuy XRP in LiberiaBuy XRP in Cape VerdeBuy XRP in IraqBuy XRP in ParaguayBuy XRP in US Minor Outlying IslandsBuy XRP in AnguillaBuy XRP in Israel
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Why buy XRP on Changelly?

Secure
We take a comprehensive security approach to ensure your crypto investments and identity are safe. We provide quick crypto purchases to more than 2.6 million users every month.

24/7 support
Got any questions? We've got all the answers. Changelly offers personal support to each and every user. We are here to help you 24/7 with any challenges that you might face using our services.

Fast
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All premium offers in one spot
We aggregate crypto offers from a variety of fiat payment providers so that you can always find the very best one.
FAQ
Why buy XRP?
XRP trades on over 100 markets and exchanges throughout the world. It is used for various purposes, from micropayments and e-commerce to exchanges and peer-to-peer services.
Is XRP a good investment?
XRP is a great investment since it is utilized to power breakthrough solutions across the payments field because the asset boasts fast transactions and comes at a low cost. XRP can scale to accommodate the same throughput as Visa and can handle 1000+ sell/buy orders per second.
Is XRP reliable?
XRP has a seven-year track record of robust technology and governance. It is more efficient and speedier than any other digital asset. It provides individuals and financial organizations with a quick and secure way to obtain money on demand.
Where to store your XRP?
You can hold and store XRP online on digital wallets provided by exchanges and trade easily, but it is best to store them in a Hardware wallet, nearly impossible to hack if you plan to hold it for a long time.
Is XRP still available to buy?
XRP is still available for purchase. The network has a hard cap of 100 billion coins, and all the coins are already in existence. XRPL founders awarded 80% of the total supply to Ripple, and the company locked 55 billion into an escrow wallet to stabilize the supply.
Can I buy Ripple with credit card?
Purchasing XRP with a credit card is fast and straightforward. Changelly’s partners may require customers to undergo the KYC verification step. It's equally fast, and customers only need to pass an ID and selfie verification.
Can I buy Ripple with debit card?
It's possible to buy XRP with a debit card, but check to see if the card is 3d secure. The steps are similar to using a credit card. Debit cards don’t have to be necessarily linked to bank accounts. Customers can also use virtual or prepaid debit cards.
Can I buy Ripple with Paypal?
PayPal doesn’t currently support direct purchases for XRP from its app. Supported coins include Bitcoin, Bitcoin Cash, and Ethereum. Crypto exchanges and brokerages have not rolled out wide support for PayPal as one of their payment gateways. Individual sellers on P2P platforms may support PayPal payments, but watch out for high fees, unscrupulous sellers, and custodial wallets.
Can I buy Ripple with the app?
The Changelly app supports XRP purchases. Download it from the App Store for iOS devices or Google Play for Android devices. It’s highly rated, with a near-perfect score and with 100K+ downloads.
How quickly will I receive Ripple after purchase?
XRP transactions are quick as it only takes about four to five seconds for the blockchain to confirm the transaction. Changelly customers generally receive the XRP in their wallets within 5 to 30 minutes under normal conditions.
Can I sell Ripple for USD or other fiat currency?
XRP holders can use the following methods to sell XRP for fiat money:
Use the “Sell” feature on cryptocurrency exchanges
Sign up on P2P platforms to sell to individual buyers
Cashout with Changelly and Mercuryo
Can I trade XRP?
It's possible to trade XRP on a crypto trading platform such as Changelly PRO. Traders access different order types, including limit, stop-limit, and market orders. For instance, with market orders, the trade is fulfilled at the highest market price. On limit orders, traders set the price at which the trade should execute.
What is the minimum amount to buy Ripple?
The minimum amount customers can use to purchase XRP depends on the platform used. On Changelly, the amount ranges from $20 to $50. At times, the payment method selected may influence the minimum purchase amount.
Can I get Ripple for free?
Users can try the following strategies to acquire Ripple for free:
GPT sites: Sign up on a get-paid-to site such as Idle-empire and complete various activities to earn coins redeemable to Ripple;
Crypto faucets: The websites allow users to claim rewards after preset intervals such as after 10 minutes, daily, etc. They may have simple tasks for users to complete.
XRP Airdrops: Various platforms give away XRP to users to promote awareness of the currency. Previous XRP airdrops have largely benefited existing XRP holders. For instance, Sologenic airdropped $ 1 billion after launching its decentralized NTF marketplace.
How to buy Ripple privately?
On Changelly, you can purchase Ripple and over 500 cryptocurrencies anonymously. This means that our platform requires no registration and no verification for crypto purchases so that you can buy XRP crypto securely, without being tracked.
Please note
The option to buy cryptocurrencies privately depends on various factors, including the volume of your transaction.
While it’s possible to buy cryptocurrency anonymously, taking appropriate precautions can help ensure a more secure transaction.
Do I need an ID to purchase Ripple?
Changelly partners with Simplex, MoonPay, and Banxa for fiat-to-crypto transactions. These providers enable you to use your credit card or debit card as well as such payment options as Apple Pay, Google Pay, or bank transfer.
You can invest in Ripple crypto with an easy verification process or no verification at all, depending on the amount of your crypto purchase. For some XRP transactions, our providers might require you to pass the KYC check with the easiest ID verification to buy cryptocurrency.
Can I buy Ripple without KYC on Changelly?
Simplex and MoonPay, our providers for fiat-to-crypto transactions, allow buying cryptocurrency without a verified ID. Only card details should be enough if the Ripple purchase amount is below a certain point. Yet, they might still demand you to pass the KYC check with an easy and quick verification process.
If you opt to purchase XRP cryptocurrency through Banxa, they will require you to comply with their KYC requirements, no matter the size of the crypto purchase.
How to buy large amounts of Ripple on Changelly?
For larger volume deals, instant cryptocurrency exchange Changelly launched the crypto OTC platform.
OTC stands for over-the-counter trading, which is done directly between two parties without the supervision of an exchange. You will be assisted by an individual crypto OTC broker with whom you will be able to discuss all the details and conditions of the deal.
Changelly has acquired an impressive number of reliable partners and liquidity providers supporting OTC transactions at the best rates possible.
Got any questions about the XRP purchase on Changelly?
We tried to gather all the necessary information about the XRP purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.

Keep your XRP safe and sound
If you are searching for the best cryptocurrency wallets for your favorite coins, look no further! Whether you are a crypto pro or just starting out, these wallets might be a good option for crypto storage.
Integrating Changelly services into Trezor Wallet's exchange has been a great success for all parties, especially the users. Working with Changelly is a pleasure, thanks to their professional and courteous approach.
Changelly is the best option for users to access the most cost-savvy rates
With Changelly's stellar team, we have developed a unique system to ensure exchanges are fulfilled in the fastest possible time and with immediate customer support.
We are thrilled to partner with Changelly to provide an exceptional trading experience: anytime, anywhere - in a few simple taps!
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Exchange Crypto with Lowest Fees
Make the most of your XRP exchange with the lowest fees on Changelly.

What is Ripple (XRP)
Ripple is an enterprise blockchain company that offers commercial, financial solutions to financial institutions, governments, businesses, and individuals in more than 50 countries.
It's built on top of the XRP Ledger (XRPL), an open source, permissionless and decentralized blockchain. While the main project is a non-profit, Ripple seeks to use blockchain technology to facilitate more affordable and accessible cross-border transactions.
Thanks to XRPL, Ripple can settle transactions in 3 to 5 seconds, far superior to what traditional banking systems like Swift can offer.
The transactions are super cheap, costing $0.0002 on average. Resiliency is built into the system, with over 150 validators currently supporting the XRP Ledger.
Anyone can use the public version of the blockchain to build different use cases and projects.
So, the two projects have different orientations. Ripple is more of a commercial enterprise to leverage the XRPL ledger to innovate financial payments.
XRP serves as the underlying native token. Its main use in the network is serving as a settlement asset for cross-border transactions from one bank to another in the Ripple network.
Ripple has innovated more solutions for the financial sector. For instance, central banks can use the private version of the XRP blockchain to issue their own digital currencies. Businesses can also offer crypto services to customers allowing them to buy, hold and trade digital assets.
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Who created Ripple?
Ripple traces its origins to June 2012, when three developers, Arthur Britto, David Schwartz, and Jed McCaleb, created the XRP Ledger (XRPL) blockchain and its native token. The engineers were originally inspired by Bitcoin and wanted to improve on its weaknesses—which entailed building a much greener blockchain that didn't involve mining and with features customized to facilitate better payments.
Later in the year, the three co-founders partnered with Chris Larsen to create NewCoin (later renamed to OpenCoin before adopting the final name, Ripple). They built the company to implement financial use cases based on XRP. The new company received a donation of 80 billion XRP from the founders and immediately set out on an optimistic mission to transform the global settlement system.
What to do after buying Ripple
You can do the following things after buying XRP:
Trade Ripple
On our secure trading platform, you have the option of XRP trading. You can also trade 400+ other cryptocurrencies. Changelly offers a variety of XRP pairs to trade with and sell XRP and receive another crypto.
Store/Hold Ripple
You can easily hold on to your XRP. It can be safely stored on your Changelly account or in our most user-friendly and secure crypto wallet app.
Use Ripple
You can spend XRP to buy products and services. Every day, more stores are beginning to support it as payment.
Send Ripple
XRP is supported by a network of 200+ banks, payment providers, and other businesses, allowing you to send and receive money all over the globe.
Donate Ripple
You can connect with many charitable organizations that accept XRP. Their initiatives aim to better the lives of the poorest people on the planet.
Can US citizens buy XRP?
US citizens can own and trade XRP, the native token on the XRP Ledger. Ripple Labs, which develops the exchange network, is registered as an American technology company in Wyoming. That said, users should choose trusted exchanges and brokerages with relevant licenses — Changelly partners with MoonPay, which has already obtained money transmitter licenses in more than 32 US states & jurisdictions.
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