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Buy Ripple (XRP) with Credit or Debit Card Online Instantly
When you want to purchase Ripple (XRP) quickly and seamlessly with your local money, Changelly is the most common destination to do so. By supporting over 500 digital assets, including Ripple, Bitcoin, and Binance Coin, and being available in nearly 200 countries worldwide, Changelly is the best crypto exchange to buy popular cryptos with a bank card, Apple Pay, or Google Pay. Take advantage of some of the lowest trading fees in the industry, paramount security measures, and instant purchases of crypto on Changelly. Start investing in XRP with confidence.
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XRP Market Dataupdated at 13:16
How to buy XRP in 5 Easy steps
Set the pair
Select the crypto you’d like to purchase, the fiat currency you want to buy crypto with, and your country of residence. Look through the best offers and choose the one that suits you most.
Enter your crypto wallet address
Fill in the required wallet address details in the entry field.
Verify your identity
Verify your identity with our providers to buy crypto without any hurdles. This will help to make sure no one but you uses or changes your payment information.
Confirm your payment
Follow the instructions on the screen and confirm your payment. Your purchased cryptocurrency will arrive in your crypto wallet soon.
Check your crypto wallet
That’s it! Open your crypto wallet and welcome your newly purchased cryptocurrency.
Payment methods to buy XRP
A bank transfer is a secure option to buy cryptocurrency, especially if you are thinking of purchasing large amounts of virtual currency. Keep in mind that bank transfers may take a little longer, and fees may vary.
Apple Pay and Google Pay
Apple Pay and Google Pay are the quickest ways to buy XRP with a credit or a debit card from your iOS or Android device.
Credit or Debit Card
Credit or debit card payment is one of the effortless ways to buy XRP and other cryptocurrencies in a fast and secure manner. With Changelly, you can use a Visa or a Mastercard credit card issued in your local currency.
Faster Payments is a speedy payment method that allows residents of the United Kingdom to send payments in their local currency without incurring any additional exchange charges.
With a convenient iDEAL payment service, you can have your Bitcoins or Ethereum bought in no time! Payments with iDEAL are made using the mobile banking app or your own online banking system.
SEPA is a popular payment method for fast and easy payments in euros. It's the best option for you if you prioritize speed, cost, and security when buying crypto.
POLi is a widely used payment method for buying crypto. Apart from its protection measures that safeguard your personal and financial information, it also offers other benefits, such as low fees and fast processing times.
BPay is an intuitive, secure, and instant way to purchase cryptocurrency. Whether you want to buy a little or a lot, BPay makes it easy to schedule regular payments and make everyday crypto purchases.
Interac is the most popular payment method for instant crypto purchases in Canada. It's a quick, simple way to buy crypto using your bank account directly.
Buy XRP Without Any Hassle
Purchase your crypto with any payment method that suits you best. Start buying with as little as 30 USD or your local currency equivalent.
Why buy XRP on Changelly?
We take a comprehensive security approach to ensure your crypto investments and identity are safe. We provide quick crypto purchases to more than 2.6 million users every month.
Got any questions? We've got all the answers. Changelly offers personal support to each and every user. We are here to help you 24/7 with any challenges that you might face using our services.
Get any of the 500+ supported cryptocurrencies in mere minutes with just a few clicks and at the best rates on the market.
All premium offers in one spot
We aggregate crypto offers from a variety of fiat payment providers so that you can always find the very best one.
Why Can't I Buy Ripple Anywhere?
One of the reasons why you cannot buy Ripple (XRP) anywhere is due to the ongoing conflict with the U.S. Securities and Exchange Commission (SEC). The SEC has filed a lawsuit against Ripple Labs, the company behind XRP, alleging that XRP is an unregistered security. As a result, several major cryptocurrency exchanges in the United States have suspended or delisted the trading of XRP to avoid potential legal consequences.
Moreover, certain countries or jurisdictions may have regulations or restrictions in place that limit or prohibit the buying or selling of Ripple or other cryptocurrencies. It is important to be aware of the legal and regulatory requirements in your specific location.
Another reason why you cannot buy Ripple (XRP) anywhere is platform limitations. Some exchanges or crypto trading platforms may have limitations on the cryptocurrencies they offer, either due to technical constraints or business decisions. This means that Ripple may not be supported on these platforms, and therefore cannot be bought.
The availability and liquidity of Ripple can also vary across different providers. If there is low liquidity or limited trading volume for Ripple on a particular exchange, it may be difficult to buy or sell Ripple at the desired price or quantity.
Is Buying Ripple a Good Investment?
Investing in Ripple is still a lucrative opportunity. The project boasts significant technological advancements and practical applications. The company has partnerships with the world’s largest financial institutions, which is all indicative of its long-term potential. Once the issues with the SEC are resolved, it is fair to expect that Ripple may experience substantial growth and achieve great success.
What are the fees to buy Ripple?
Fiat transaction fees often change on the side of our fiat providers since they are a dynamic value that depends on the market conditions and the competitive environment in the fiat aggregator. You can always check the commission via our support or a particular provider. Nonetheless, it's generally between 5% and 11%.
In which countries can I purchase Ripple with a credit card?
You can purchase cryptocurrency with a credit card if your card issuer and payment network allow this transaction type in a particular region.
However, some issuing banks have their own terms regarding where and when those cards can be used and may decline transactions on their side. Depending on internal politics in regard to cryptocurrency operations, services may be limited in some countries.
Which credit cards are accepted for crypto purchases?
Our fiat provider partners accept most major credit cards, including Visa and MasterCard. Some virtual, prepaid, and debit cards are also accepted. However, some issuing banks have their own terms regarding where and when those cards can be used and may decline the charge on their side.
Please note that depending on internal politics in regard to cryptocurrency operations, services may be limited in some countries.
How long does it take to process XRP purchase transactions made via credit cards?
The transaction processing time for purchases depends on the issuing bank running your transaction. Basically, GBP and USD transfers are usually processed within 1 working day, and EUR transfers are processed within 1 to 3 working days.
What types of bank transfers are supported for crypto purchases?
Our fiat provider partners offer a number of ways for you to complete your cryptocurrency purchase.
Crypto purchases are available via the following bank transfer types:
- SEPA – for bank transfers made in Europe
- Interac – for bank transfers made in Canada
- Pay ID – for bank transfers made in Australia
- Faster Payments – for bank transfers made in the UK
- Wire Transfer – for bank transfers in the USA
Please note that not all the methods are available globally, so please check and confirm whether you have access to a specific payment method.
How long does it take to process crypto purchase transactions via bank transfer?
The time to process your order can vary due to several factors:
- The chosen payment method
- Whether this is your first order with a particular provider
- Blockchain network load
Bank transfer orders that are executed smoothly generally take from 30 minutes to 5 business days to be completed.
However, some aspects of the process are outside of our or our provider's control — namely, delays caused by your chosen payment method and external compliance checks.
What should I do if Changelly does not support the national currency of my country?
You can try to purchase crypto with your bank card and choose USD or EUR as a fiat currency instead of your local currency. Your local currency will be converted to USD or EUR at the rate of your bank.
Alternatively, you can issue a credit card in USD or other supported fiat currency and try to purchase crypto with it.
How to buy Ripple privately?
On Changelly, you can purchase Ripple and over 500 cryptocurrencies anonymously. This means that our platform requires no registration and no verification for crypto purchases so that you can buy XRP crypto securely, without being tracked.
The option to buy cryptocurrencies privately depends on various factors, including the volume of your transaction.
While it’s possible to buy cryptocurrency anonymously, taking appropriate precautions can help ensure a more secure transaction.
Do I need an ID to purchase Ripple?
Changelly partners with Simplex, MoonPay, and Banxa for fiat-to-crypto transactions. These providers enable you to use your credit card or debit card as well as such payment options as Apple Pay, Google Pay, or bank transfer.
You can invest in Ripple crypto with an easy verification process or no verification at all, depending on the amount of your crypto purchase. For some XRP transactions, our providers might require you to pass the KYC check with the easiest ID verification to buy cryptocurrency.
Can I buy Ripple without passing the KYC verification on Changelly?
Simplex and MoonPay, our providers for fiat-to-crypto transactions, allow buying cryptocurrency without a verified ID. Only card details should be enough if the Ripple purchase amount is below a certain point. Yet, they might still demand you to pass the KYC check with an easy and quick verification process.
If you opt to purchase XRP cryptocurrency through Banxa, they will require you to comply with their KYC requirements, no matter the size of the crypto purchase.
Is it safe to share my personal data while passing ID verification?
Designed to verify your identity, KYC processes rely on biometric data nowadays. Your information is not transmitted between servers. Your personal data is encrypted, and your own storage space is created.
How to buy large amounts of Ripple on Changelly?
For larger volume deals, instant cryptocurrency exchange Changelly launched the crypto OTC platform.
OTC stands for over-the-counter trading, which is done directly between two parties without the supervision of an exchange. You will be assisted by an individual crypto OTC broker with whom you will be able to discuss all the details and conditions of the deal.
Changelly has acquired an impressive number of reliable partners and liquidity providers supporting OTC transactions at the best rates possible.
Got any questions about the XRP purchase on Changelly?
We tried to gather all the necessary information about the XRP purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.
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Keep your XRP safe and sound
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Where to Store Your Ripple (XRP)?
A crypto wallet for Ripple, also known as XRP, is a storage solution that allows users to securely hold and manage their XRP coins. Notably, crypto wallets do not actually hold the coins themselves, but instead contain the private keys that are used to access the user's account on the XRP Ledger.
These private keys are necessary for users to engage in transactions and participate in the XRP ecosystem. A crypto wallet for Ripple allows them to send and receive transactions, monitor their balance, and track their transaction history. Whether storing XRP for investment purposes or intending to use it for daily transactions, having a crypto wallet is essential for any user looking to interact with the XRP Ledger and fully utilize the benefits of Ripple's digital currency.
Hardware wallets. These are widely used for storing digital assets securely. They store private key data offline, allowing users to interact with their wallet without exposing their sensitive data. These devices can be connected to various devices such as PCs, phones, or tablets for easy XRP transactions. One reputable example of a hardware wallet that supports XRP is Ledger.
Paper wallets. Although this method is considered less convenient and more susceptible to phishing scams, it is still an option for securely storing XRP. Paper wallets involve printing private keys and recovery passphrases on a physical piece of paper and storing it in a safe location.
Software wallets. Desktop wallets, categorized as "hot" wallets, can be downloaded as software programs to manage digital assets. There are also mobile wallets available for easy access to crypto asset management. However, it is important to note that software wallets can be criticized for safety concerns as they operate over the internet. Trust Wallet is a mobile wallet that supports XRP.
Crypto exchanges. Many exchanges that facilitate XRP trading also offer the option to store your crypto assets directly on their platforms. Examples of these exchanges include Coinsmart and Binance.