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Buy Cosmos (ATOM) with Credit or Debit Card Online Instantly
Changelly is an intuitive crypto exchange platform that offers a simple way of buying Cosmos (ATOM) with traditional fiat currencies like USD, EUR, and more. Incorporate your credit card, debit card, bank account, or smartphone financial app to buy Cosmos, Binance Coin, Ethereum, USD Coin, and 500 more other digital assets instantly and at a cheap exchange rate. Be sure of the utmost safety of the process – Changelly is gloriously known for its commitment to protecting users’ transactions through stringent security measures and advanced encryption technologies.
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updated at 07:13How to buy Cosmos in 5 Easy steps
Set the pair
Select the crypto you’d like to purchase, the fiat currency you want to buy crypto with, and your country of residence. Look through the best offers and choose the one that suits you most.
Enter your crypto wallet address
Fill in the required wallet address details in the entry field.
Verify your identity
Verify your identity with our providers to buy crypto without any hurdles. This will help to make sure no one but you uses or changes your payment information.
Confirm your payment
Follow the instructions on the screen and confirm your payment. Your purchased cryptocurrency will arrive in your crypto wallet soon.
We always try to provide you with the best service possible. That’s why we work only with trustworthy platforms. We have created an intuitive interface so that you can buy crypto in an effortless and fast manner. Your safety is our top priority.
Payment methods to buy Cosmos
Bank transfer
A bank transfer is a secure option to buy cryptocurrency, especially if you are thinking of purchasing large amounts of virtual currency. Keep in mind that bank transfers may take a little longer, and fees may vary.
Apple Pay and Google Pay
Apple Pay and Google Pay are the quickest ways to buy ATOM with a credit or a debit card from your iOS or Android device.
Credit or Debit Card
Credit or debit card payment is one of the effortless ways to buy ATOM and other cryptocurrencies in a fast and secure manner. With Changelly, you can use a Visa or a Mastercard credit card issued in your local currency.
UKFP
Faster Payments is a speedy payment method that allows residents of the United Kingdom to send payments in their local currency without incurring any additional exchange charges.
Buy Cosmos Without Any Hassle
Purchase your crypto with any payment method that suits you best. Start buying with as little as 30 USD or your local currency equivalent.
Countries and regions where you can buy ATOM
Why buy Cosmos on Changelly?
Secure
We take a comprehensive security approach to ensure your crypto investments and identity are safe. We provide quick crypto purchases to more than 2.6 million users every month.
24/7 support
Got any questions? We've got all the answers. Changelly offers personal support to each and every user. We are here to help you 24/7 with any challenges that you might face using our services.
Fast
Get any of the 500+ supported cryptocurrencies in mere minutes with just a few clicks and at the best rates on the market.
All premium offers in one spot
We aggregate crypto offers from a variety of fiat payment providers so that you can always find the very best one.
FAQ
What are the fees to buy Cosmos?
Fiat transaction fees often change on the side of our fiat providers since they are a dynamic value that depends on the market conditions and the competitive environment in the fiat aggregator. You can always check the commission via our support or a particular provider. Nonetheless, it's generally between 5% and 11%.
In which countries can I purchase Cosmos with a credit card?
You can purchase cryptocurrency with a credit card if your card issuer and payment network allow this transaction type in a particular region.
However, some issuing banks have their own terms regarding where and when those cards can be used and may decline transactions on their side. Depending on internal politics in regard to cryptocurrency operations, services may be limited in some countries.
Which credit cards are accepted for crypto purchases?
Our fiat provider partners accept most major credit cards, including Visa and MasterCard. Some virtual, prepaid, and debit cards are also accepted. However, some issuing banks have their own terms regarding where and when those cards can be used and may decline the charge on their side.
Please note that depending on internal politics in regard to cryptocurrency operations, services may be limited in some countries.
How long does it take to process ATOM purchase transactions made via credit cards?
The transaction processing time for purchases depends on the issuing bank running your transaction. Basically, GBP and USD transfers are usually processed within 1 working day, and EUR transfers are processed within 1 to 3 working days.
What types of bank transfers are supported for crypto purchases?
Our fiat provider partners offer a number of ways for you to complete your cryptocurrency purchase.
Crypto purchases are available via the following bank transfer types:
- SEPA – for bank transfers made in Europe
- Interac – for bank transfers made in Canada
- Pay ID – for bank transfers made in Australia
- Faster Payments – for bank transfers made in the UK
- Wire Transfer – for bank transfers in the USA
Please note that not all the methods are available globally, so please check and confirm whether you have access to a specific payment method.
How long does it take to process crypto purchase transactions via bank transfer?
The time to process your order can vary due to several factors:
- The chosen payment method
- Whether this is your first order with a particular provider
- Blockchain network load
Bank transfer orders that are executed smoothly generally take from 30 minutes to 5 business days to be completed.
However, some aspects of the process are outside of our or our provider's control — namely, delays caused by your chosen payment method and external compliance checks.
What should I do if Changelly does not support the national currency of my country?
You can try to purchase crypto with your bank card and choose USD or EUR as a fiat currency instead of your local currency. Your local currency will be converted to USD or EUR at the rate of your bank.
Alternatively, you can issue a credit card in USD or other supported fiat currency and try to purchase crypto with it.
How to buy Cosmos privately?
On Changelly, you can purchase Cosmos and over 500 cryptocurrencies anonymously. This means that our platform requires no registration and no verification for crypto purchases so that you can buy ATOM crypto securely, without being tracked.
Please note
The option to buy cryptocurrencies privately depends on various factors, including the volume of your transaction.
While it’s possible to buy cryptocurrency anonymously, taking appropriate precautions can help ensure a more secure transaction.
Do I need an ID to purchase Cosmos?
Changelly partners with Simplex, MoonPay, and Banxa for fiat-to-crypto transactions. These providers enable you to use your credit card or debit card as well as such payment options as Apple Pay, Google Pay, or bank transfer.
You can invest in Cosmos crypto with an easy verification process or no verification at all, depending on the amount of your crypto purchase. For some ATOM transactions, our providers might require you to pass the KYC check with the easiest ID verification to buy cryptocurrency.
Can I buy Cosmos without passing the KYC verification on Changelly?
Simplex and MoonPay, our providers for fiat-to-crypto transactions, allow buying cryptocurrency without a verified ID. Only card details should be enough if the Cosmos purchase amount is below a certain point. Yet, they might still demand you to pass the KYC check with an easy and quick verification process.
If you opt to purchase ATOM cryptocurrency through Banxa, they will require you to comply with their KYC requirements, no matter the size of the crypto purchase.
How to buy large amounts of Cosmos on Changelly?
For larger volume deals, instant cryptocurrency exchange Changelly launched the crypto OTC platform.
OTC stands for over-the-counter trading, which is done directly between two parties without the supervision of an exchange. You will be assisted by an individual crypto OTC broker with whom you will be able to discuss all the details and conditions of the deal.
Changelly has acquired an impressive number of reliable partners and liquidity providers supporting OTC transactions at the best rates possible.
Is Cosmos Better than Solana?
Both Cosmos and Solana are innovative blockchain projects with different goals and approaches. Cosmos aims to create an interconnected network of blockchains, while Solana focuses on high-performance decentralized applications. The choice between the two depends on specific project requirements and factors such as scalability and developer community.
Where Can I Buy Cosmos Crypto?
Cryptocurrency exchanges like Changelly, peer-to-peer trading platforms, crypto brokers, OTC desks, and crypto ATMs are all the places where you can buy Cosmos ATOM.
What is the Best Way to Buy ATOM?
The best way to purchase ATOM (the digital asset native to the Cosmos blockchain) is a reputable and secure crypto asset exchange that offers fiat and crypto trading pairs for ATOM, such as Changelly.
Got any questions about the ATOM purchase on Changelly?
We tried to gather all the necessary information about the ATOM purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.
Keep your Cosmos safe and sound
If you are searching for the best cryptocurrency wallets for your favorite coins, look no further! Whether you are a crypto pro or just starting out, these wallets might be a good option for crypto storage.
Integrating Changelly services into Trezor Wallet's exchange has been a great success for all parties, especially the users. Working with Changelly is a pleasure, thanks to their professional and courteous approach.
Changelly is the best option for users to access the most cost-savvy rates
With Changelly's stellar team, we have developed a unique system to ensure exchanges are fulfilled in the fastest possible time and with immediate customer support.
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What Is Cosmos (ATOM)?
Cosmos ATOM is a blockchain platform that streamlines transactions between independent blockchains like Bitcoin and Ethereum. It is on a mission to address some of the most challenging issues in the blockchain industry.
It introduces the concept of the "internet of blockchains" by enabling multiple blockchains, called zones, to connect and communicate with each other. At the heart of the Cosmos Platform is the Cosmos Hub, which serves as the central hub for these interconnected blockchains.
Cosmos addresses the scalability issues of traditional Proof-of-Work protocols by utilizing the Tendermint Byzantine Fault Tolerant consensus engine. This engine enables a more efficient and eco-friendly Proof-of-Stake mechanism.
Cosmos strives to enhance usability in blockchain platforms by providing Cosmos SDK, a modular framework that simplifies the development of application-specific blockchains, addressing the challenges faced by developers.
The Cosmos network aims to improve interoperability among blockchain economies. The Interblockchain Communication (IBC) protocol allows for easy asset transfers between different blockchains within the network. This protocol enables the transfer of tokens across blockchains, creating a more connected ecosystem.
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What is ATOM?
The Cosmos Network is a collection of interconnected blockchains, with the Cosmos Hub being the major. The Hub has its own token called ATOM, which serves as a spam prevention mechanism, allows users to earn rewards through staking, and enables token holders to participate in governance by voting on proposals.
The circulating supply is currently nearly 350M ATOM units, while the maximum supply is unknown.
Who Created Cosmos (ATOM)?
The Interchain Foundation (ICF), a Swiss non-profit organization, played a crucial role in the development and launch of the Cosmos blockchain. The network was co-founded by developers Jae Kwon and Ethan Buchman in 2014, and they created the Tendermint consensus algorithm that powers Cosmos. Kwon and Buchman authored the Cosmos white paper and released the software in 2019. In 2017, the ICF conducted a successful initial coin offering (ICO) for the ATOM token, raising over $17 million. Additionally, Tendermint Inc. secured $9 million in funding through a Series A round in 2019 to further develop the project.
Why Buy Cosmos (ATOM)?
Cosmos (ATOM) is worth buying for a number of reasons.
It serves as the primary token within the Cosmos ecosystem, even though each zone can have its own cryptocurrency. ATOM plays a vital role in ensuring interoperability across the network and can be held, spent, sent, or staked.
As the number of zones built in the network grows, relying on the security and transparency provided by Cosmos as a multiasset distributed ledger, the value of ATOM increases. This is especially true as adoption of the Cosmos ecosystem expands.
Owning and staking ATOM brings various benefits for the Cosmos coin users. Apart from gaining rewards, staking ATOM grants the ability to vote on network upgrades. This gives users a say in the development and evolution of the Cosmos network, further enhancing its decentralized nature.
How Is the Cosmos (ATOM) Market Price Determined?
The Cosmos price is influenced by supply and demand dynamics, market sentiment, investor confidence, external market factors, trading volume, and news and developments. High demand and limited supply can increase the price, while surplus and low demand can decrease it.
Positive news and partnerships can drive up demand, while negative events can lead to a price decrease. All these factors must be considered when making a Cosmos price prediction.
An important matter: the ATOM price, like any other crypto asset, is subject to sharp volatility, and you might lose all your investments.
Best Ways to Buy Cosmos (ATOM) Safely
Changelly is the ultimate crypto exchange platform that allows users to buy and sell Cosmos (ATOM Coin) and other cryptocurrencies with ease and security. We offer various payment methods and do not hold user funds, ensuring the safety of transactions. By integrating with major crypto trading platforms, Changelly exchanges funds for desired crypto assets directly into the user's own wallet, minimizing the risk of hacking.
How to Buy Cosmos (ATOM) with a Credit or Debit Card
To purchase Cosmos using a credit or debit card, follow these steps:
access a reputable cryptocurrency website like Changelly and sign up with it,
complete the KYC requirement, choose ATOM as the target coin,
go to the “Buy Crypto” area and select "Credit/Debit Card" as the payment method,
enter the desired amount of crypto coins and card details,
review the transaction details,
and once the payment is processed, Cosmos tokens will be available in your exchange account or sent to your provided wallet address.
How to Buy Cosmos (ATOM) with a Bank Transfer
Wire transfers offer a reliable and well-known approach for acquiring digital assets, like Cosmos. Trusted cryptocurrency exchange services, such as Changelly, allow customers to make payments directly from their bank accounts.
To purchase ATOM using a bank transfer, perform these simple actions:
Visit a reliable crypto platform and create an account,
Verify your identity,
And Select "Wire Transfer" as the payment method.
Although bank transfers may take longer to complete when buying crypto, they generally involve lower transaction fees compared to debit/credit cards.
How to Buy Cosmos (ATOM) with Apple Pay or Google Pay
To purchase ATOM using Apple Pay or Google Pay, you need a mobile app from a trusted exchange platform (such as Changelly) and the financial wallet itself. Make sure both apps are on the same device, log in to your account on the exchange app, choose to buy ATOM, and select Apple Pay or Google Pay as the payment method. Confirm the transaction via Touch ID, Face ID, passcode, or PIN, and you will soon own Cosmos cryptocurrency.
How to Buy Cosmos (ATOM) with PayPal
PayPal allows its clients in certain regions to securely buy, sell, send, transact with, and store PayPal USD, Bitcoin, Bitcoin Cash Ethereum, , and Litecoin. However, PayPal does not currently support ATOM or other crypto coins, but these five. To obtain Cosmos with PayPal, you can visit peer-to-peer marketplaces, regular cryptocurrency exchanges, or crypto brokers that may allow PayPal as a payment scheme.
How to Buy Cosmos (ATOM) from an ATM
A crypto ATM (also referred to as a Digital currency machine or DCM) is a standalone, internet-enabled vending machine that dispenses crypto currency into your wallet as you insert cash into it. These machines let you buy digital currencies with fiat money, such as US dollars.
Most of such kiosks also have cash-handling functionality that allows you to sell your digital currency for cash (“cash out” or “withdraw”). Certain machines support buying and selling Cosmos crypto, such as Coin Cloud ATMs.
To buy ATOM at an ATM:
find a Cosmos-friendly ATM,
bring along a compatible crypto wallet,
select ATOM from the list of available assets,
enter the desired amount of crypto to get,
scan your wallet QR code or enter your wallet address,
insert cash or use card payment,
review and confirm the transaction if you agree to the transaction fee implied, which may be rather high,
wait for confirmation on the blockchain,
and verify the delivery of ATOM coins in your wallet.
How to Buy Cosmos (ATOM) with Cash
To purchase ATOM Cryptocurrency with cash, you can consider the following options:
Crypto Exchanges
Many online platforms, including Changelly, let you buy cryptocurrencies using classic money sent via cards, bank transfers, or mobile financial apps.
Peer-to-Peer (P2P) Trading
Platforms like Paxful or Symlix allow you to find individuals willing to sell ATOM directly for cash. You can arrange a meeting with the seller in person to complete the transaction.
Over-the-Counter (OTC) Desks
Some cryptocurrency exchanges offer OTC services where you can buy Cosmos with cash. These desks facilitate large trades and provide personalized assistance. Changelly offers an OTC platform as well.
ATMs
Find a crypto ATM near you that supports ATOM purchases. Deposit cash into the ATM and specify your wallet address to receive the tokens.
Crypto Vouchers
Look for platforms that offer crypto vouchers that can be purchased with cash. These vouchers can be redeemed for Cosmos (ATOM) on supported exchanges or platforms.
How to Buy Cosmos (ATOM) with a Prepaid Card
Prepaid cards are a convenient and private way to purchase cryptocurrencies like ATOM. They allow for budget control but may have higher fees and limited acceptance among crypto trading platforms. They also lack the same buyer protection as credit cards or bank transfers.
What Can You Buy with Cosmos (ATOM)?
Cosmos (ATOM) is used for staking, decentralized finance (DeFi) activities, and trading within the Cosmos network. It is accepted on various crypto exchanges and can be used as payment or collateral on DeFi platforms.
Users can also provide liquidity to earn fees and rewards. To find businesses and service providers that accept ATOM, you can explore online directories and platforms like Cryptwerk, CoinMap, or SpendBitcoins.
Where to Store Your Cosmos Coins?
Any investment requires adequate protection, including ATOM coins. There are multiple solutions available to keep Cosmos safe. One popular choice is the official Cosmos Wallet, which provides a secure and user-friendly interface for managing your ATOM tokens.
Besides, you can opt for hardware wallets like Ledger or Trezor. A hardware wallet can offer enhanced security for the ATOM crypto by storing your private keys offline.
Other products include web wallets, such as Lunie, Exodus, and Cosmostation, which provide convenient access through a browser interface.
It's important to consider factors like security, ease of use, and compatibility with the Cosmos network when deciding where to store Cosmos coins.
How to Cash Out Cosmos Cryptocurrency?
You can sell Cosmos for fiat currencies through the same avenues used for purchasing the coin, namely via crypto exchanges like Changelly, p2p marketplaces, crypto brokers, OTC desks, and Bitcoin ATMs that are compatible with ATOM.
You can step aside from traditional approaches and try some innovations, such as crypto-based cards. They enable you to spend ATOM tokens at merchants and physical stores accepting regular VISA or Mastercard.
Crypto gift cards offered by companies like Bitrefill, CoinCards, and eGifter allow you to trade Cosmos possessions for popular retailer cards, enabling you to buy goods or services without classic fiat currency.
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