Stellar (XLM) to USD Coin Ethereum Chain (USDC) Exchange

https://cdn.changelly.com/icons-colored/xlm.png1 XLM =https://cdn.changelly.com/icons-colored/usdc.png$0.20121689-4.00%

Exchange XLM to USDC in a few clicks, with wallet delivery in as little as 10 minutes. Enjoy fast swaps and low fees!

No hidden fees
24/7 human support
No KYC swaps

How to exchange XLM to USDC in 4 steps

Set the exchange pair

To exchange XLM to USDC, simply choose the crypto pair in the “You send” and “You get” fields, then enter the amount you want to swap.

Select the exchange rate

Changelly lets you pick the XLM exchange rate that works best for you. You can go with Floating for flexibility or Fixed for predictability. To get the best exchange rates, always review the latest numbers before confirming.

Enter your wallet address

Now, it’s time to enter your crypto wallet address—this is where your funds will be sent once the exchange is completed. Make sure it’s accurate and ready to receive your coins. 

Complete the exchange

Time to finalize your XLM to USDC exchange. Carefully follow the payment instructions and send the exact amount of crypto to the wallet address shown on-screen. 
Make sure to complete your transaction within the given time limit, as wallet addresses can expire.

Stellar (XLM) and USD Coin Ethereum Chain (USDC)
Market Data

Today’s XLM/USDC exchange rate is 1 XLM = 0.19516231 USDC. Over the past 24 hours, the conversion rate of XLM to USDC has changed by -4%. In the last 7 days, it changed by -3%, while the 30-day change is -14%. This data is pulled live from our real-time converter, which tracks current market trends using the XLM calculator, so you get accurate results every time.

logo
Stellar price
$0.19513155
-4.00%
Market cap
$6.8B
Volume 24h
$133.3M
Todays low
$0.19513155
Todays high
$0.20393787
Circulating Supply
35.1B XLM
logo
USD Coin Ethereum Chain price
$0.9998424
0.00%
Market cap
$72.9B
Volume 24h
$13.3B
Todays low
$0.99980489
Todays high
$0.99995192
Circulating Supply
72.9B USDC

XLM and USDC volatility and changes

Range
24 hours
7D
30D
90D
High
0.203965 USDC
0.19009941 USDC
0.19258679 USDC
0.23403752 USDC
Low
0.19515752 USDC
0.1803016 USDC
0.16080966 USDC
0.15331296 USDC
Average
0.20121689 USDC
0.18567445 USDC
0.17786516 USDC
0.18590253 USDC
Change
-4.00%
-3.00%
-14.00%
+4.00%

Stellar (XLM) to USD Coin Ethereum Chain (USDC) exchange rate

XLM to USDC conversion rates
https://cdn.changelly.com/icons-colored/xlm.pngXLM
https://cdn.changelly.com/icons-colored/usdc.pngUSDC
0.001
0.000195
0.005
0.000976
0.01
0.001952
0.05
0.009758
0.1
0.019516
0.5
0.097581
1
0.195162
5
0.975812
10
1.951623
25
4.879058
50
9.758116
100
19.516231
150
29.274347
500
97.581155
1,000
195.16231
3,000
585.486931
USDC to XLM conversion rates
https://cdn.changelly.com/icons-colored/usdc.pngUSDC
https://cdn.changelly.com/icons-colored/xlm.pngXLM
0.001
0.0051239
0.005
0.0256197
0.01
0.0512394
0.05
0.256197
0.1
0.512394
0.5
2.5619701
1
5.1239402
5
25.6197008
10
51.2394016
25
128.0985041
50
256.1970082
100
512.3940164
150
768.5910247
500
2,561.9700822
1,000
5,123.9401644
3,000
15,371.8204933

Changelly is your safe option to swap XLM to USDC

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Exclusive benefits of the Changelly app

Get better rates in the app and enjoy an exclusive discount on your very first crypto exchange transaction. Don’t settle for less when you can maximize your returns with us!

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Why choose Changelly to convert XLM to USDC

As a non-custodial service, we ensure you remain in full control of your funds throughout the process.

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Fast swaps

Instantly convert XLM to USDC with fast, seamless processing. Our system helps complete transactions quickly, so you can act on the right market price when timing matters

Quick exchangeReal-time rates
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Friendly fees

Our low XLM swap commissions help you get more from every trade. Network fees are shown upfront, with no hidden costs or surprises.

Transparent costsNo hidden fees
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Personal custody and enhanced security

Your crypto goes straight to your wallet after the exchange Stellar. We don’t store your funds, so you stay in full control

Non-custodialFull control

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Popular exchange pairs from Stellar (XLM)

Popular exchange pairs to USD Coin Ethereum Chain (USDC)

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FAQ

What does XLM to USDC exchange rate mean?

Simply put, the current exchange rate tells you the deal you’ll get when you swap XLM to USDC. Like all crypto rates, it’s dynamic. The price you see depends on demand, market trends, and how easily users can exchange Stellar at the moment. We show real-time data so you’re always trading at the most accurate rate available.

Do I need an ID to swap XLM to USDC?

Usually, no. You can exchange XLM to USDC and start a swap without verifying your ID. But sometimes, our system may flag a transaction as risky. In that case, you’ll need to verify for safety reasons. It doesn’t happen often, but it helps us keep the platform secure for everyone who wants to exchange crypto smoothly.

What are the fees to swap Stellar to USD Coin Ethereum Chain?

Every XLM exchange includes a blockchain network fee and a small service fee from Changelly. Network fees depend on congestion—if the chain’s busy, the cost goes up. 

You’ll see all the fees upfront before confirming the trade, so you always know what to expect.

How can I convert Stellar to USD Coin Ethereum Chain on Changelly?

Changelly’s exchange service lets you convert XLM to USDC in just a few minutes—whether you’re using our app or website. Start by entering how much XLM  you want to exchange, and our converter will instantly show you an estimated amount of USDC. Then simply follow the on-screen steps to complete the conversion.
You can also buy USD Coin Ethereum Chain directly with fiat currencies like USD or EUR—just choose a payment method and pay with your card or bank transfer.

What is the minimum amount to exchange XLM to USDC?

You can start with as little as $20 worth of crypto. The minimum amount depends on the XLM exchange rate, the chosen crypto pair, and current network fees. Our converter uses live data from the cryptocurrency market to calculate the exact requirement in real time. You’ll see the minimum clearly before confirming your swap using our built-in price calculator—so there are no surprises.

How long does it take to convert XLM to USDC?

A typical swap only takes 5 to 10 minutes. When you convert XLM to USDC, your transaction goes through several steps behind the scenes. Sometimes it’s quicker, sometimes a bit slower—depending on the blockchain and/or market activity. 
No matter the crypto pair, our exchange process is built to be as fast and smooth as possible.

Do I need an ID verification to swap XLM to USDC?

Usually, no. You can exchange XLM to USDC without verifying your ID. But sometimes, our system may flag a transaction as risky. In that case, you’ll need to verify for safety reasons. It doesn’t happen often, but it helps us keep the platform secure for everyone who wants to exchange crypto smoothly.

Changelly1200+ Crypto AssetsStellar (XLM) to USD Coin Ethereum Chain (USDC)