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Buy Stellar Lumens (XLM) with Credit or Debit Card with Lowest Fees
Buy Stellar Lumens (XLM) with Credit or Debit Card with Lowest Fees
On Changelly, you can buy XLM online with 90+ fiats without any hurdles. Purchase Stellar Lumens (XLM) with a debit card or a credit card, Apple Pay, Google Pay, or bank transfer. We protect your digital currency with 2FA, HTTPS protocol, and the latest security tech and supports over 90 national currencies on the platform. With all this and more, Changelly is allowing users to buy XLM without having to scour the Internet for a nice deal.
You send
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1 XLM
~ ... USD
You get
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Stellar Live Price Chart
Stellar Market Data
updated at 07:14Stellar Price
$0.0897
24H % Change
0.59%
Market Cap
$2.4B
24H Volume
$36.46M
Circulating Supply
26.8B
Popular Stellar pairs to buy with fiat
Other fiat currencies you can buy Stellar with
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How to buy Stellar in 5 Easy steps
Set the pair
Select the crypto you’d like to purchase, the fiat currency you want to buy crypto with, and your country of residence. Look through the best offers and choose the one that suits you most.
Enter your crypto wallet address
Fill in the required wallet address details in the entry field.
Verify your identity
Verify your identity with our providers to buy crypto without any hurdles. This will help to make sure no one but you uses or changes your payment information.
Confirm your payment
Follow the instructions on the screen and confirm your payment. Your purchased cryptocurrency will arrive in your crypto wallet soon.
Check your crypto wallet
That’s it! Open your crypto wallet and welcome your newly purchased cryptocurrency.
Changelly always works hard to provide our users with the best possible purchasing experience. Buying XLM on our platform is intuitive and fast. We are proud to say that over 2 million users trust us with their funds, and we hope that your time with us will be great, too.

Payment methods to buy Stellar

Bank transfer
A bank transfer is a secure option to buy cryptocurrency, especially if you are thinking of purchasing large amounts of virtual currency. Keep in mind that bank transfers may take a little longer, and fees may vary.

Apple Pay and Google Pay
Apple Pay and Google Pay are the quickest ways to buy XLM with a credit or a debit card from your iOS or Android device.

Credit or Debit Card
Credit or debit card payment is one of the effortless ways to buy XLM and other cryptocurrencies in a fast and secure manner. With Changelly, you can use a Visa or a Mastercard credit card issued in your local currency.

UKFP
Faster Payments is a speedy payment method that allows residents of the United Kingdom to send payments in their local currency without incurring any additional exchange charges.

iDEAL
With a convenient iDEAL payment service, you can have your Bitcoins or Ethereum bought in no time! Payments with iDEAL are made using the mobile banking app or your own online banking system.

SEPA
SEPA is a popular payment method for fast and easy payments in euros. It's the best option for you if you prioritize speed, cost, and security when buying crypto.

POLi
POLi is a widely used payment method for buying crypto. Apart from its protection measures that safeguard your personal and financial information, it also offers other benefits, such as low fees and fast processing times.

BPay
BPay is an intuitive, secure, and instant way to purchase cryptocurrency. Whether you want to buy a little or a lot, BPay makes it easy to schedule regular payments and make everyday crypto purchases.

Interac
Interac is the most popular payment method for instant crypto purchases in Canada. It's a quick, simple way to buy crypto using your bank account directly.
Buy Stellar Without Any Hassle
Purchase your crypto with any payment method that suits you best. Start buying with as little as 30 USD or your local currency equivalent.

Show countries and regions where you can buy Stellar
Countries and regions where you can buy Stellar
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Why buy Stellar on Changelly?

Secure
We take a comprehensive security approach to ensure your crypto investments and identity are safe. We provide quick crypto purchases to more than 2.6 million users every month.

24/7 support
Got any questions? We've got all the answers. Changelly offers personal support to each and every user. We are here to help you 24/7 with any challenges that you might face using our services.

Fast
Get any of the 400+ supported cryptocurrencies in mere minutes with just a few clicks and at the best rates on the market.

All premium offers in one spot
We aggregate crypto offers from a variety of fiat payment providers so that you can always find the very best one.
FAQ
How is the price of XLM determined?
There is no concrete decision center that sets the XLM price. Stellar works like other digital assets — its price is governed by a number of different market conditions, from total supply and circulating supply to current market cap and law regulations. In conclusion, we should note that the biggest of all variables that drive the market and its price change is the coin’s popularity.
If Stellar polishes its service and gets more and more famous among investors, the result undoubtedly will be seen in a price increase. Speaking of Bitcoin, it is worth noting that the biggest cryptocurrency has an effect on XLM as well, and quite a not insignificant one.
When BTC is in a long-term positive bull market, other cryptocurrencies also witness uptrends, and XLM is no exception. Don’t only and exclusively rely on the analysis or investing advice you discover online or in real life, technical indicators, or past performance when purchasing XLM tokens. You should do your own independent research and keep track of other factors that indicate market risk and future performance.
Can I buy less than 1 XLM?
No. There’s a minimum limit to buying XLM — 117 coins. This crypto has a set commission fee, responsible for covering the network expenditures, and buying a lesser amount will not cover it.
What are XLM’s current fees?
XLM’s fees will always consist of two tiers: a constant, fixed network commission of 9.5494046 lumens and the amount asked by digital asset exchanges and marketplaces, which can be different service by service.
Where can I store XLM?
Normally, it’s better to buy Stellar Lumens on trusted crypto exchanges. We recommend storing your crypto in official wallets — typically, they are “hot”, meaning have a connection to the web. The second-best “warehouse” for your digital crypto coins is cold storage — either paper or (for better usability and functionality) hardware wallets.
What is the best way to buy Stellar Lumens (XLM)?
Changelly works with most countries and 90+ fiat currencies, aggregating only the best fiat gateway offers. With low fees and one of the best rates offered on the market, our platform is amazing for buying Stellar Lumens and 400+ other crypto coins and/or tokens.
What is the best XLM wallet?
The best Stellar wallets are either the official ones like Solar wallet, Lobstr, or Freewallet or hardware wallets like Trezor, Ledger Nano, etc.
How can I sell Stellar Lumens (XLM)?
Before you can turn your Stellar Lumen into physical money, you must first digitally swap it for fiat cash. This can be carried out through Changelly.
Find the Sell cryptocurrency tab on the main page and follow the stages required by our trading partner. You will have the fiat currency credited to your bank card. Please note that it may be necessary to exchange XLM for one of the other cryptocurrencies to cash out using this feature.
Can I buy XLM with PayPal?
At the moment, Changelly does not support crypto purchases via PayPal no matter how many Stellar Lumens coins you want to get.
Do I need a bank account to purchase Stellar?
“Being a bank account owner” is not an actual requirement when buying Stellar on Changelly.com. You can use other payment methods that don't require going through bank transfers — they have to be open for nationals of your country, though.
Can I buy Stellar Lumens with a debit or a credit card?
Purchasing XLM with a credit card as well as a debit card on the Changelly platform is both possible and a solid option if you want some Stellar Lumen: our platform offers safe purchases and low fees.
Can I purchase XLM in a mobile app?
Download the Changelly app, and use it to handily buy Stellar Lumens (XLM) with Changelly’s carefully selected comparison rates. The app aggregates multiple offers from trusted fiat-to-crypto partners and highlights the lowest fees. Last but not least, it's highly rated, with a 4.5+ score on both app stores and 100,000+ downloads.
How quickly will I receive Stellar (XLM) after the purchase?
The Stellar blockchain confirms transfers in 3 to 5 seconds and doesn't suffer from network congestion like other blockchains, such as Bitcoin and Ethereum. So, expect to receive XLM in about 5 to 30 minutes under normal market conditions. Please note that payment processing time may also affect how fast users receive their tokens. Bank transfers take longer to be confirmed.
Can I get Stellar Lumens for free?
Other than buying XLM on a centralized or decentralized exchange, you can obtain Stellar Lumens (XLM) by:
- Answering surveys, watching promo content, or simply browsing online to earn free points redeemable for Stellar on get-paid-to sites, such as Idle empire. This is almost like generating passive income!
- Crypto faucets: The services normally pay out a set number of Stellar tokens after special periods and occasionally even give out fully free bonuses and rewards.
Got any questions about the XLM purchase on Changelly?
We tried to gather all the necessary information about the XLM purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.

Keep your Stellar safe and sound
If you are searching for the best cryptocurrency wallets for your favorite coins, look no further! Whether you are a crypto pro or just starting out, these wallets might be a good option for crypto storage.
Integrating Changelly services into Trezor Wallet's exchange has been a great success for all parties, especially the users. Working with Changelly is a pleasure, thanks to their professional and courteous approach.
Changelly is the best option for users to access the most cost-savvy rates
With Changelly's stellar team, we have developed a unique system to ensure exchanges are fulfilled in the fastest possible time and with immediate customer support.
We are thrilled to partner with Changelly to provide an exceptional trading experience: anytime, anywhere - in a few simple taps!
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What is Stellar Lumens?
Stellar Lumens, or XLM, is a cryptocurrency that streamlines payments and processes on the Stellar platform. It is a unique and advanced financial/monetary service that was created atop blockchain whose vision is to connect a whole range of differing financial entities, suppliers and consumers of payment services, and to provide accessible and seamless monetary flows. It is secured by a system of agreement where the information is verified via joined voting on trusted validators.
Currently, this service — the Stellar Network — can process 1-5 thousand operations per second. This is a lot — and much more than what is offered by Litecoin’s competitors and other big cryptos. The network is owned and is being operated by a fully nonprofit company named the Stellar Development Foundation.
The Stellar network was conceptualized and founded by Jed McCaleb. He said back in 2014 that the Stellar Consensus Protocol and the crypto that it is associated with might speed up payments, give users grander ways of operating money flows, and transform markets into a more transparent form.
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