Buy Monero (XMR) with Credit Card & Debit Card Instantly

https://cdn.changelly.com/icons-colored/xmr.png$350.34-1.00%

Changelly lets you instantly buy Monero (XMR) with a credit or debit card in just 3 simple steps from just $5 in 100 fiat currencies.

Buy without KYC under $150
Fast and secure transactions
Sky-high approval rates
150+ countries available
20+ payment methods
24/7 online support
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How to buy Monero with a credit and debit card

Set the pair

Choose Monero, the fiat currency you want to use for the purchase, and your country of residence. Browse the best offers and pick the one that suits you most.

Enter wallet address

Provide the address of your Monero wallet. Make sure your XMR wallet supports the selected blockchain to avoid delivery issues

Verify your identity

To securely buy Monero, complete a short identity verification process with our trusted providers. It helps protect your credit or debit card details from unauthorized use. For transactions of $150 or more, you may need to complete a brief KYC process for added security

Confirm your payment

Double-check your transaction details and confirm your Monero (XMR) purchase. Sit back and relax while the transaction is processed. Your Monero (XMR) will be sent to your wallet shortly.

Your favorite methods to buy Monero

Visa & Mastercard

You can buy Monero with a Visa or Mastercard debit or credit card. It's fast, secure, and perfect for both beginners and pros

Apple Pay

Use your Apple device to instantly buy XMR through Apple Pay. It's contactless, encrypted, and designed for seamless transactions in everyday use

Google Pay

Buy XMR using Google Pay and your saved credit or debit card. Buy XMR instantly from your Android phone or browser

PayPal

Purchase Monero through PayPal with ease. It’s a great way to maintain privacy and enjoy secure transactions without sharing card details

Bank Transfer

For higher limits and lower fees, buy Monero directly via a secure bank transfer directly from your bank account

Monero (XMR) market data

The current price of Monero is $350.34. The price of Monero has changed by 0.24% in the last hour and changed by -1.16% in the past 24 hours. -7.15% in the past week.

Todays low
$345.83
Todays high
$364.22
Price change %
7D0.00%
30D+18.00%
90D-21.00%
Market cap
$6.5B
Volume 24h
$118.9M
Circulating Supply
18.4M XMR

Changelly is your safe option to buy Monero

years on the market

24/7

support team

10+

millions users

Publications in media

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Latest transactions

In the past 24 hours, Changelly clients bought 1,344.184153298851 XMR for $470,919.81

4 minutes ago
https://cdn.changelly.com/icons-colored/xmr.png
0.421843695046 XMR$147.79
13 minutes ago
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4.386861279366 XMR$1,536.89
17 minutes ago
https://cdn.changelly.com/icons-colored/xmr.png
4.983920138722 XMR$1,746.06
22 minutes ago
https://cdn.changelly.com/icons-colored/xmr.png
2.214766521016 XMR$775.92
31 minutes ago
https://cdn.changelly.com/icons-colored/xmr.png
3.937853498029 XMR$1,379.58
39 minutes ago
https://cdn.changelly.com/icons-colored/xmr.png
1.012818587895 XMR$354.83
52 minutes ago
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2.39791951962 XMR$840.08
52 minutes ago
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3.906194200898 XMR$1,368.49
52 minutes ago
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4.190136688982 XMR$1,467.97
53 minutes ago
https://cdn.changelly.com/icons-colored/xmr.png
5.234871356196 XMR$1,833.98

Why is Changelly the best way to buy Monero?

As a non-custodial service, we ensure you remain in full control of your funds throughout the process. Changelly makes it simple for anyone to get started with Monero online.

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Buy Monero from anywhere in the world

Our platform operates across continents, offering reliable crypto transactions in over 90% of the world

Borderless transactionsFlexibility at checkoutTrade on your terms
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Diversify your crypto portfolio

With over 1000 cryptocurrencies available, your portfolio can be as varied as you wish

Vast crypto selectionFriendly fees
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Trade your way

No matter your budget, our low fees and flexible limits from $5 to $30,000 will make it easy to buy Monero

Custody & securityExtensive stablecoin options

Don’t miss your chance to buy Monero while it’s cheaper

https://cdn.changelly.com/icons-colored/usd.pngUSD
https://cdn.changelly.com/icons-colored/xmr.pngXMR
5
0.014271900712
10
0.028543801425
25
0.071359503562
50
0.142719007124
100
0.285438014249
150
0.428157021373
500
1.427190071243
1,000
2.854380142487
3,000
8.56314042746
5,000
14.271900712434

What can I do after I buy Monero?

Hold

Store your Monero (XMR) in a cryptocurrency wallet of your choice—custodial or non-custodial. Ledger, Trezor, Exodus, and hundreds of other reliable options will help to keep your funds safe.

Send

Easily transfer your Monero (XMR) to anyone, anywhere in the world.

Donate

Support global causes by donating Monero to charities that accept crypto.

Spend

Use your purchased XMR at online or physical stores that accept crypto payments.

Swap

Exchange Monero (XMR) for any other cryptocurrency directly through Changelly or a connected DeFi wallet.

Sell

Sell XMR to cash out your crypto directly into fiat currency through Changelly with low fees.

Exclusive benefits of the Changelly app

Get better rates in the app and enjoy an exclusive discount on your very first crypto exchange transaction. Don’t settle for less when you can maximize your returns with us!

This offer does not apply to users based in the UK

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Deep dive into free crypto

New to crypto? This free guide explains easy ways to earn small crypto rewards and stay safe.

Buy Monero (XMR) wherever you are

We offer 20+ payment methods to buy Monero (XMR)

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FAQ

Is it safe to buy XMR on Changelly?

Yes, it's safe to buy Monero with a debit card or credit card on Changelly. Our platform uses strong encryption and works only with reliable, verified providers. All data is transmitted securely, and fraud prevention tools are in place to protect your crypto purchases and credit or debit card information.

You'll always be in control of your transaction, and while no signup is needed to buy, you can create a free account if you want to track your transaction history or manage preferences.

Which credit cards are accepted?

Changelly accepts major credit cards like Visa and Mastercard. As long as your card is enabled for international or online payments, you're good to go.

We also offer other various payment methods. You can buy Monero using Apple Pay or Google Pay—both are convenient payment options that work with saved card details on your devices. In some cases, prepaid cards and virtual bank cards work too.

Can I buy Monero without ID verification and KYC on Changelly?

In some cases, yes, you can buy Monero without KYC. Certain providers allow you to buy under approximately $150 worth of cryptocurrency without needing to verify your identity. If your total is higher, or if your location requires it, you may be asked to complete a short KYC process.

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Changelly1000+ Crypto AssetsBuy Monero (XMR)