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Buy XRP (XRP) with Credit Card and Debit Card Instantly
Don’t know where to buy XRP instantly? Start with Changelly: buy XRP with a credit or debit card, Apple Pay, Google Pay or PayPal directly to your crypto wallet, starting from just $5.
Fast as light transactions < 10 min
20+ payment methods
24/7 support
In the past 24 hours, clients bought 19.485555 BTC worth $2,199,044.36
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Why Changelly is the best way to buy XRP
Limits Beyond Your Dreams
Buy XRP starting from just $5, with limits extending up to $20,000 for larger transactions. Whether you're investing small or making a significant purchase, we’ve got you covered.
Support That Cares
Our expert support team is available round-the-clock to help. From setup to troubleshooting, we ensure every step of your Ripple buying process goes smoothly.
Sky-High Approval Rates
Experience fast and reliable purchases with approval rates exceeding 70%. At Changelly, we prioritize seamless transactions to enhance your buying experience.
XRP Live Price Chart
XRP Market Data
updated at 10:55XRP Price
$2.8737
24H % Change
-4.35%
Market Cap
$170.93B
24H Volume
$6.91B
Circulating Supply
59.48B
The current price of XRP is $2.87. The price of XRP has changed by 0.09% in the last hour and changed by -4.35% in the past 24 hours. XRP's price has also changed by 1.51% in the past week.
How to buy XRP with a credit or debit card in 5 easy steps
Set Up Your Order
Choose XRP crypto as the cryptocurrency you want to buy. Select your preferred fiat currency, such as USD, EUR, or GBP, and enter the amount. The platform will calculate the equivalent XRP value based on the current exchange rate, ensuring transparency before you proceed.
Explore Offers
Review available offers to find the best deal. Compare XRP’s price across trusted providers and check how much XRP tokens you’ll receive. This step lets you pick the most favorable exchange rate for your purchase.
Select Payment Method
To buy XRP, choose your preferred payment method, such as a credit or debit card, or explore other supported options. Provide your Ripple wallet address to ensure the secure delivery of your purchased XRP.
Enter Card Details
Carefully fill in your payment card details, including the card number, expiration date, and CVV. Verify all information to avoid delays or errors in the transaction process
Set Your Order
Choose what fiat currency you want to use and enter how much you'd like to spend.
Explore Offers
See how much XRP you'll get. Browse through offers from our reliable providers before choosing where to purchase Ripple.
Select Payment Method
To buy XRP with bank transfer, select that option. For purchases exceeding $150, you might need to go through a brief KYC process for added security. KYC thresholds vary by country and provider.
Enter Bank Details
Provide bank transfer details, such as IBAN and bank name. Double-check all information to avoid any errors and delays.
Set Up Your Order
First, pick what fiat currency you’re using, then enter the amount you want to spend.
Select Offer
Check out how much XRP you will receive. Carefully check offers from trusted Ripple brokers to ensure you find the best deal.
Select Payment Method
To buy XRP with Apple Pay, pick it as your payment method. Transactions above $150 might require a brief KYC check. KYC thresholds vary by country and provider.
Authenticate with Apple Pay
Make sure all details are correct. Use Face ID, Touch ID, or your Apple Pay password to proceed.
Set Up the Order
Select your preferred fiat currency, XRP, then enter the amount you wish to spend.
Explore Offers
Review all available offers from our providers. Choose one that gives you the best value for money.
Select Payment Method
To buy XRP with Google Pay, choose it as payment option. For purchases over $150, a quick KYC check might be required. KYC thresholds vary by country and provider.
Confirm with Google Pay
Use your Google Pay account to confirm the payment. It's simple and secure.
Pick Your Currency
Select the fiat currency you want to use and enter the amount you'd like to spend. We'll calculate the corresponding amount of XRP for you.
Explore Offers
Compare various offers from our trusted fiat providers and pick one that offers you the most favorable terms.
Select Payment Method
To buy XRP with PayPal, choose it as your payment method. For purchases exceeding $150, you might need to go through a brief KYC process for added security. KYC thresholds vary by country and provider.
Pay with PayPal
Enter your PayPal credentials and approve the payment. Double-check that all information is accurate and up to date.
Other payment methods to buy XRP
UKFP
iDEAL
SEPA
POLi
Buy XRP online with Lowest Fees
Buy XRP instantly with low fees and competitive rates. Get started today with as little as $5 or the equivalent in your local currency.
Countries and regions where you can buy XRP
FAQ
What is XRP?
XRP is the native token of Ripple, a digital payment network launched in 2012. Chris Larsen and Jed McCaleb founded Ripple to fix slow and expensive cross-border transfers. The network targets banks and financial institutions, not everyday spending. XRP moves value between currencies in seconds. It cuts costs and speeds up global payments. And it handles high volumes without delays. Ripple uses XRP to provide instant liquidity between fiat currencies. This gives institutions a faster, cheaper alternative to traditional systems.
Why do I need to buy XRP?
XRP is widely used on the Ripple network to facilitate seamless cross-border payments. It’s a favored option for financial institutions due to its speed and low transaction fees. Individuals can also benefit from holding XRP as an investment or using it for global money transfers with ease.
What can I do after I buy XRP?
You can store XRP in a secure crypto wallet. You can trade it for other cryptocurrencies on supported exchanges. Use it to send money abroad in seconds. Some merchants accept XRP for purchases. And you can hold it long-term if you believe in its future value. Each option depends on your goals—spending, investing, or exploring new use cases.
Can I buy XRP with a credit or debit card?
Yes, you can buy XRP on Changelly using a credit or debit card. We support major card networks like Visa, Mastercard, and Maestro. Start by selecting XRP, choosing your fiat currency, and entering the amount. At checkout, pick your card type and enter the details. Confirm the payment to complete your purchase. The process is fast, secure, and user-friendly. Make sure your card allows international and crypto-related transactions. And if the payment fails, contact your bank to approve it.
Can I buy XRP with a prepaid card?
Yes, prepaid cards are supported for purchasing XRP on Changelly. Ensure your prepaid card allows international and online transactions to avoid any interruptions during the payment process.
Can I buy XRP with PayPal?
Yes, you can buy XRP with PayPal on Changelly. Select XRP and your fiat currency, then check if PayPal is available in your region. At checkout, choose PayPal, log in, and confirm the payment. It’s fast, secure, and just as simple as using Google Pay or Apple Pay.
Can I buy XRP with a bank account?
Yes, XRP can be purchased using a bank transfer. This option is ideal for users who prefer direct payments from their bank accounts for larger or more secure transactions.
Can I buy XRP without id verification & KYC on Changelly?
Yes, in some cases you can buy XRP without ID verification or KYC on Changelly—up to $150. Some providers let you pay with a debit card instantly, no documents needed. But this depends on your location and the provider you choose. And once you go over the limit, you must complete KYC. Always check the offer details before you continue.
Do I need to create a wallet to buy XRP with a credit or debit card?
Yes, having an XRP wallet is essential when purchasing. It ensures your XRP is stored securely after the transaction. Choose a wallet that supports XRP and offers robust security features for peace of mind.
How long does it take to process XRP purchase transactions made via credit cards?
Most XRP transactions are completed within 10 minutes. However, network conditions and verification processes might extend this to up to 60 minutes. Once processed, your XRP will be delivered directly to your wallet.
Is there a minimum amount of XRP I can buy on Changelly?
There’s no specific minimum amount of XRP you can buy, but there is a minimum fiat spend required. This amount varies based on the payment provider and ensures smooth transaction processing for all users.
What fiat currencies can I use to buy XRP?
Use a major currency like USD, EUR, or GBP instead. Changelly supports many popular fiat options across its providers. You can still buy XRP instantly using one of these currencies. And if that’s not possible, swap another cryptocurrency for XRP directly on the platform. The process stays fast and easy either way.
Where can I store XRP after buying it?
Store your XRP in a secure wallet that supports the token. Use a hardware wallet for maximum protection. Or pick a trusted mobile or online wallet for quick access. Always keep your private keys safe. And back up your wallet to avoid losing access.
What are the fees to buy XRP?
Fees include a network fee and a service fee, both transparent and displayed before completing the transaction. Changelly ensures competitive rates, allowing you to buy XRP without hidden costs.
In which countries can I purchase XRP with a credit card?
You can buy XRP with a credit card in most countries. But your card issuer must allow crypto transactions. Some banks block them or ask for extra checks. And local laws can limit access in certain regions. Always check with your bank and review your provider’s terms before you pay.
How to buy large amounts of XRP on Changelly?
Buy large amounts of XRP through providers that support high-limit transactions. Changelly lets you purchase up to $20,000 in one go. Some partners support even higher amounts through bank transfers. Pick a provider that matches your target volume. Check the limit before you proceed. And make sure your XRP wallet can accept large deposits. Contact your bank to approve high-value crypto payments. Complete KYC if required. Then confirm the payment and track the status in real time.
Got any questions about how to buy XRP on Changelly?
We’ve compiled all the essential information about buying XRP here. Still have questions? Visit our FAQ page or contact our 24/7 support team for help.
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Keep your XRP safe and sound
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