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Buy Bitcoin (BTC) in New Zealand with NZD with Lowest Fees
Buy Bitcoin (BTC) in New Zealand with NZD with Lowest Fees
If you are looking to buy Bitcoin in New Zealand, you have come to the right place. Changelly is a well-established online crypto exchange platform offering the most affordable rates for Bitcoin purchases from reliable fiat-to-crypto vendors. Select the best deal to buy Bitcoin in NZ among a diversity of lucrative offers. Alternatively, you can instantly exchange over 400 other cryptocurrencies for Bitcoin with unbeatably low trading fees. Changelly is an intuitive, straightforward, and secure solution for buying and selling cryptocurrencies easily and securely in New Zealand. Take advantage of a multitude of supported payment options to trade Bitcoin. Purchase crypto in NZ safely and securely with no hidden fees.
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updated at 09:50How to buy Bitcoin in 5 easy steps
Set your purchase pair
Select the crypto you’d like to purchase. Next, choose the local currency you want to buy crypto with and your country of residence. Compare the best offers and choose the one that suits you most.
Provide your crypto wallet address
Enter your crypto wallet address in the required field. Double-check your unique crypto wallet address to make sure it is correct.
Verify your identity
Verify your identity with the provider you've chosen to buy crypto with. This is the best way to make sure that the payment information is only yours.
Confirm your payment
Confirm your payment and have your purchased cryptocurrency delivered to your crypto wallet in several minutes.
Welcome your crypto
As soon as the payment goes through, your coins will be credited to your wallet address.
Payment methods to buy Bitcoin
Bank transfer
A bank transfer is a secure option to buy cryptocurrency, especially if you are thinking of purchasing large amounts of virtual currency. Keep in mind that bank transfers may take a little longer, and fees may vary.
Apple Pay and Google Pay
Apple Pay and Google Pay are the quickest ways to buy BTC with a credit or a debit card from your iOS or Android device.
Credit or Debit Card
Credit or debit card payment is one of the effortless ways to buy BTC and other cryptocurrencies in a fast and secure manner. With Changelly, you can use a Visa or a Mastercard credit card issued in your local currency.
Buy Bitcoin Without Any Hassle
Purchase your crypto with any payment method that suits you best. Start buying with as little as 30 USD or your local currency equivalent.
Why buy Bitcoin on Changelly?
Secure
We take a comprehensive security approach to ensure your crypto investments and identity are safe. We provide quick crypto purchases to more than 2.6 million users every month.
24/7 support
Got any questions? We've got all the answers. Changelly offers personal support to each and every user. We are here to help you 24/7 with any challenges that you might face using our services.
Fast
Get any of the 500+ supported cryptocurrencies in mere minutes with just a few clicks and at the best rates on the market.
All premium offers in one spot
We aggregate crypto offers from a variety of fiat payment providers so that you can always find the very best one.
FAQ
How Is The Price Of Bitcoin Determined?
Digital assets like Bitcoin are subject to market volatility, meaning they can drastically appreciate or depreciate in value within short periods. Similar to traditional stocks and Forex, the price of cryptocurrencies can be affected by many different factors, including government statements, tightening industry regulations, military events, social riots, natural disasters, and even announcements of famous people.
If a crypto coin has elevated demand, its trading price will increase, subsequently pushing the market cap and trading volume up. If demand for a given coin drops, its price will go down, too. To predict the next Bitcoin price movement, traders use technical and fundamental analyses.
Technical analysis is a way to identify lucrative trading opportunities by studying price tendencies and patterns seen on the chart. Fundamental analysis is a method that helps evaluate the potential of a digital asset’s price by studying various macroeconomic and microeconomic factors, such as the company’s reputation, the development team’s background, current market conditions, and more.
Can I Buy Less Than 1 Bitcoin?
You can buy Bitcoin in fractions, which is very convenient because not many users can afford to buy a whole Bitcoin. Bitcoin is highly divisible, as it can be divided into 100 million bits (called satoshis – the smallest denomination of Bitcoin). You can buy as little as 0.00000001 BTC (aka 1 satoshi).
Where to Store Your Bitcoins?
If you are looking to buy and store Bitcoin or other cryptocurrencies, you may be looking for the best Bitcoin wallet. Crypto wallets are digital or physical vaults where you store your Bitcoin, Ethereum, and other digital assets.
There is no shortage of Bitcoin wallets nowadays, and they vary in features, security standards, and cost.
- Hardware wallets. These are physical devices that connect to a computer or a smartphone via Bluetooth or a USB cable. A hardware wallet stores your private keys offline, meaning nobody can access them but you. Hardware (cold) wallets are considered the most secure option for storing digital currencies, yet they are expensive, too. Ledger and Trezor are the most renowned cold storage products for cryptocurrencies.
- Software wallets. Cryptocurrency software (hot) wallets allow crypto holders to securely store their digital assets and tokens on the Internet. Software cryptocurrency wallets can be web-based platforms, (downloadable) desktop clients, and mobile applications. Since they are internet-enabled, software wallets may leave your funds vulnerable to some form of risk, such as hacker attacks or access loss. The most reputable software Bitcoin wallets are Exodus and Mycelium.
Which Bitcoin Wallet Can I Use?
Before you buy Bitcoin, you need to decide where your electronic funds will be held. You need to conduct thorough research into the market of crypto storage products to identify the most suitable option to meet your requirements.
Hardware crypto wallets offer paramount security of virtual assets and can support multiple cryptocurrencies, but their prices are often rather elevated. Software crypto wallets are generally free but less secure than physical devices.
Some users even prefer to keep crypto on Bitcoin exchange platforms such as Binance or Coinbase because they offer low fees. Yet it should be noted that despite their convenience, online cryptocurrency exchange portals make tempting targets for hackers. Also, if you do not have any experience with crypto wallets, you may need to take your time to learn how to set up your wallet and how crypto addresses work.
Got any questions about the BTC purchase on Changelly?
We tried to gather all the necessary information about the BTC purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.
Keep your Bitcoin safe and sound
If you are searching for the best cryptocurrency wallets for your favorite coins, look no further! Whether you are a crypto pro or just starting out, these wallets might be a good option for crypto storage.
Integrating Changelly services into Trezor Wallet's exchange has been a great success for all parties, especially the users. Working with Changelly is a pleasure, thanks to their professional and courteous approach.
Changelly is the best option for users to access the most cost-savvy rates
With Changelly's stellar team, we have developed a unique system to ensure exchanges are fulfilled in the fastest possible time and with immediate customer support.
We are thrilled to partner with Changelly to provide an exceptional trading experience: anytime, anywhere - in a few simple taps!
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What is Bitcoin?
Bitcoin (BTC) is a peer-to-peer (P2P) electronic payment network. Bitcoin was created as an alternative financial system to traditional banks that would allow people to send money easily over the internet without dealing with any centralized control.
Bitcoin is often called “digital gold” because, just like gold, Bitcoin is a valuable and scarce asset, and Bitcoin mining consumes a lot of time and resources.
All Bitcoin transactions are registered and stored on a blockchain – a public ledger that is essentially a database performing as a global computer network.
Bitcoin blockchain technology consists of pieces of information or blocks, where each new block is linked to the previous one, forming a chain of data. The information within the blockchain is hard to manipulate because, before being added to a new block, each transaction must be confirmed by a group of blockchain verifiers (miners) who receive a reward for creating a new block.
The functioning of Bitcoin without intermediaries depends on complex cryptography and hard-coded rules maintained by a group of miners that possess powerful computing resources to process transactions as well as a decentralized network of thousands of nodes to verify transactions and maintain an entire transaction history via the blockchain. All of these factors contribute to Bitcoin blockchain security, making it extremely resistant to any malicious operations.
Being introduced by an anonymous developer Satoshi Nakamoto back in 2008, Bitcoin is a pioneer crypto coin that gave rise to a huge industry of cryptocurrencies. Bitcoin is still enjoying the first-mover advantage and remains one of the most expensive digital currency ever. Despite the ever-present market ups and downs, Bitcoin remains the most desirable electronic asset for many investors and traders, and many people are looking for ways to buy Bitcoin in NZ.
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Is It Legal To Buy Bitcoin In New Zealand?
There is no legislation to specifically regulate Bitcoin and crypto in NZ, but contract and tax laws will apply to certain cryptocurrency transactions. For example, according to the Inland Revenue Department (IRD) 2018 statement, for tax purposes, Bitcoin and other cryptocurrencies must be treated as property. This means individuals must pay taxes on gains generated from selling cryptocurrencies if the purpose of the purchase and disposition was for resale (the same scheme applies to gold trades in New Zealand).
Although Bitcoin and other popular cryptocurrencies are not legal tender in New Zealand, cryptocurrency exchanges, wallet providers, and businesses that offer investment opportunities in cryptocurrencies are regulated because they are considered financial services by New Zealand’s Financial Markets Authority (FMA). Such companies must obtain a license from FMA and stay compliant with
Financial Markets Conduct Act 2013 (FMCA),
Anti-Money Laundering and Countering Financing of Terrorism Act 2013, and
Financial Service Providers Act 2008 (FSPA).
Crypto-related businesses based in New Zealand must also comply with FSPA.
The above-mentioned indicates that you can easily buy and sell Bitcoin in New Zealand, yet you need to pay tax charges if you gain some profits from selling crypto.
Best Ways to Buy Bitcoin in New Zealand Safely
Despite the current Bitcoin price decrease, this cryptocurrency has still created an astonishing 12338.80% return on investment since its inception, so you may be looking to buy this cryptocurrency.
The best way to buy Bitcoins in New Zealand is through reliable crypto exchanges. Yet, buying Bitcoin is a process that requires performing your own research to avoid crypto scams and to find a reputable crypto exchange platform that offers a secure environment for Bitcoin transactions and charges adequate transaction fees.
Remember that you can lose your investments if you purchase Bitcoin because cryptocurrencies are volatile assets with unpredictable market performance. Before buying crypto in New Zealand, you need to set up a cryptocurrency wallet. You can use Changelly to purchase Bitcoin for fiat currency, such as New Zealand dollars. Changelly allows you to buy popular coins quickly using your credit or debit card.
How to Buy Bitcoin with Credit and Debit Card
Changelly is a one-stop-shop crypto exchange solution where registered members can effortlessly engage in different crypto-related activities, including purchasing, selling, swapping, and trading Bitcoin. Our platform supports fiat-to-crypto transactions, so you can buy Bitcoins using your debit or credit card right here on Changelly.
The process is ultimately user-friendly and quick. You only need to pick the best rate from our fiat-to-crypto providers. Before buying cryptocurrency for the first time on our platform, you need to complete the Know Your Customer (KYC) procedure to verify your identity. Then you just need to provide your bank card details, and the transaction will be executed instantly.
How to Buy Bitcoin with Bank Transfer in New Zealand
Most of Changelly’s partners allow New Zealand customers to buy cryptocurrencies using bank transfers as a payment method. An NZ bank transfer may take up to several days to deposit funds, although such operations are generally settled within one working day.
If funds have not been credited to your account within the projected timeframe, you must review the transaction details and check whether the vendor asks you to submit additional documents for KYC validation.
We partner with reliable sellers who comply with New Zealand customer protection laws. This means that in some instances, the KYC procedure may involve the provision of extra documentation or completing additional identification procedures, which may affect the duration of transferring funds from your bank account.
How to Buy Bitcoin with Apple Pay in New Zealand
One of the leading crypto exchanges in New Zealand, Changelly supports Apple Pay deposits, which gives our customers a convenient and secure way to buy Bitcoins in New Zealand. To buy crypto via Apple Pay on Changelly, you only need to sign up for our platform and undergo the identity verification process. Once you have become a legitimate client of our platform, you need to sign in to your Changelly account on a device that supports Apple Pay and then proceed with buying Bitcoin where you select Apple Pay as your preferred payment option.
How to Buy Bitcoin from ATM in New Zealand
Unfortunately, there are no Bitcoin ATMs in New Zealand. However, using online services like coinatmradar, you can see a list of available Bitcoin ATM machines near you. As a rule, it is very easy to buy Bitcoin via an ATM. You just need to put cash into a machine that will then deposit Bitcoin into your cryptocurrency wallet. An ATM unit might be a quick and convenient way of purchasing Bitcoin. However, it might involve considerable fees.
How to Buy Bitcoin with PayPal
Not many crypto exchanges and brokers in New Zealand accept PayPal payments. That makes it a bit challenging to get Bitcoin with PayPal. However, you can consider the p2p market, where you are likely to find an individual who will accept PayPal and other money transfer methods.
How to Buy Bitcoin with Prepaid Card
Purchasing Bitcoin with a prepaid card on Changelly is also possible. You only need to select your prepaid Visa or MasterCard card as a payment option when making a crypto purchase.
Note that most prepaid cards come with two-factor authentication. To authorize a transaction request, you must input a confirmation code sent via SMS, use your biometric data, or enter the associated PIN. Once the request is confirmed, your Bitcoin will land in your crypto wallet quite quickly.
How to Buy Bitcoin with Cash in New Zealand
If you are going to buy crypto with cash, it is important that you first set up a cryptocurrency wallet or a Bitcoin wallet before you purchase Bitcoin or any other cryptocurrency. The best options are hardware wallets that offer sophisticated security features.
When it comes to purchasing crypto with cash in New Zealand, your options will include the following:
Peer-to-peer (P2P) exchanges. Using a trusted platform is a very secure way to buy Bitcoins for cash. A p2p exchange will act as an escrow service that freezes your money until the transaction is successfully completed. When researching a p2p crypto exchange, make sure the platform of your choice ensures safe transactions via KYC verification.
Fiat deposits. Many instant cryptocurrency exchanges, including Changelly, offer fiat deposits with multiple currency options to select from. You can purchase crypto assets using New Zealand dollars, euros, British pounds, US dollars, and other local money via wire transfer or bank card.
Bitcoin ATMs. Crypto ATMs offer an immediate way to purchase Bitcoin. They work like traditional ATMs, where you simply walk by to a stand-alone apparatus and insert your card or cash to fulfill an operation. Most Bitcoin ATMs will charge a commission of up to 10%. Although transaction fees are high, ATMs generally allow you to purchase crypto without completing the KYC procedure, although some machines might require you to undergo an identity verification process. Make sure you have an up-and-running Bitcoin wallet before using a crypto ATM. You will need to provide your Bitcoin address to receive crypto, so bring the address along with you.
Can Foreigners Buy Bitcoin In New Zealand?
Just as there are no restrictions for NZ residents buying Bitcoin in New Zealand, there are no restrictions or penalties imposed on foreigners. Still, individual fiat-on-ramp solutions or crypto exchanges may refuse to service customers from New Zealand, so you need to check this out before you start trading Bitcoin.
It is typical for many online exchanges to impose a KYC requirement on new participants before letting them buy and sell crypto on their platforms. If you are not from a supported country, you may be restricted from accessing cryptocurrency trading and buying activities.
Who Accepts Bitcoin in New Zealand?
Bitcoin and cryptocurrencies are becoming increasingly popular in New Zealand, and many merchants and service providers, both online and brick-and-mortar, will eagerly accept Bitcoin as a valid means of payment. Lots of restaurants, hotels, jewelers, private schools, appliance manufacturers, holiday rental homeowners, business advisory firms, and charity organizations will accept Bitcoin in New Zealand.
How to Cash Out Bitcoin in New Zealand?
If you want to sell Bitcoin for cash and withdraw your money to your bank account, Changelly has got you covered. We partner with Mercuryo to help our clients easily cash out their Bitcoin possessions.
To sell Bitcoin assets, you need to proceed to our SELL page and specify the amount of BTC you would like to sell. You will see the estimated amount of fiat currency to be received and conversion fees. Then, you need to pick your preferred withdrawal method and enter your bank account details. You will see the wallet address and the QR code where you should send your crypto. You just need to send the specified amount of crypto to that address to get your fiat.
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