How to Buy Ripple’s XRP?

How to buy XRP

Ripple’s XRP is a payment protocol developed in 2012 by a company XRP labs inc. XRP is a distributed ledger consensus system that not only facilitates the transfer of cryptocurrencies but also allows for the transfer of traditional fiat currencies as well.

XRP is widely celebrated for its lightning speed pace in completing transactions. It is faster than the traditional money transfer SWIFT protocol. XRP is now in third place among all cryptocurrencies. By the way, just after Bitcoin and Ethereum. It’s an excellent investment for every crypto involved person. Interested? Let’s find out the ways how to buy XRP with Changelly!

How to buy XRP?

There are various ways to buy XRP; you can earn it, pay fiat currency in exchange for it, among other methods. You can buy XRP with cash, bank cards, PayPal, or exchange it for other cryptocurrencies. Below, we will be examining each of these ways. Remember, that you need a wallet to store cryptocurrency.

Fast way to buy XRP with credit card

A lot of progress has been made by cryptocurrencies and their popularity has soared within the past couple of years. But the truth is that the world still relies majorly on the traditional fiat currencies to do business. Therefore, the easiest way to purchase XRP is simply by paying for it with fiat currency. If you don’t have crypto to exchange for Ripple, you can buy XRP coins at Changelly instantly.

 Here’s how to do it:

  1. Sign up/log in at Changelly
  2. Go to the this page
  3. Specify the amount of fiat/required XRP sum and press ‘Continue’
  4. Fill in the info about your card and finish the deal.
buy ripple with credit card

That’s it!

How to exchange XRP

If you have some cryptocurrency, you can exchange it to XRP on Changelly. It will take a few seconds! The process of exchange is the same as mentioned above.

Click on the links to:

Buy Ripple with BTC
Exchange BTC to XRP at Changelly

Here you can explore the list of supported coins.

As an account holder on a cryptocurrency exchange, you will definitely have some cryptocurrency in your portfolio. In this case, purchasing XRP becomes very easy. All you have to do is select the amount of XRP you need from your account dashboard and the corresponding amount of crypto will be taken from your account. Here is the list of the most popular crypto exchanges that have XRP in their listing:




How to buy XRP with PayPal?

You can’t buy XRP directly from PayPal. To do it, you need to purchase Bitcoins on any of the following services that accept PayPal payments:

  • eToro works with PayPay, but has a  $25 fee for withdrawals (the minimum withdrawal amount is $50). Also, eToro does charges overnight/weekend fees for CFD positions, such as leveraged positions and short (SELL) orders.
  • LocalBitcoins charges 1% fee on every transaction which seller has to pay.
  • xCoins’ PayPal processing fee reaches 2.9% + $0.30 on top of the loan amount and interest.
  • Paxful fee is 1% per trade (paid only by the seller). Withdrawal fees are fixed at 0.0005 BTC (or the equal sum in altcoins when you work with other cryptocurrencies).

After you purchase the coins, you can get back and exchange your BTC to XRP at Changelly.

All in all, using exchanges for buying Ripple with PayPal is not convenient: you will have to pay a high commission for deposit and withdrawal of both fiat and cryptocurrency. If you won’t use those assets for trading, consider another option. 

Is it safe to buy XRP with cash?

In fact, there is no platform offering you to buy Ripple’s XRP with cash. However, some of them provide the opportunity to buy Ripple from other users. Is it a good option?

It’s not safe to buy XRP with cash when you have to deal with unknown people. If you consider such an option, better find a person you can trust. As you can guess, finding a person who owns XRP and wants to sell it for cash is a challenging task.

Get XRP on P2P platforms

As we have mentioned, it is possible to buy XRP from other people. In this case, you should use online exchanges to find the ‘peers’. To put it shortly, in order to buy Ripple, you will need to place your order and wait for a seller to appear. Once a person accepts your offer, he will send you XRP after you send fiat currency. This is where a lot of fraud happens. While crypto operations are irreversible, fiat transfers can be canceled, so there’s a risk you can stay without your crypto. 

When choosing a site, you should pay attention to the following indicators:

  1. Reputation. Choose projects that have been running for several years without complaints. So you will be sure that you won’t have to deal with fraud. Make sure that the site has already been thoroughly debugged, so that there would be no risk of software errors. 
  2. Security. Find out which means of protection for user’s finances have been provided.
  3. Payment methods. The bigger choice of supported payment systems for sale / purchase you have, the more opportunities for flexible management of your funds are present. 
  4. Commission fees

Last but not least, you should also look at the user interface and ease of management. If you plan to use the exchange for a long time and regularly, then this aspect will also matter to you.

The trading method on P2P exchanges does not fully protect users, leaving some vulnerabilities and risks of fraud. Crypto transactions are final, they cannot be canceled, and fiat transfers, on the contrary, are often canceled. So if you do not trust buyers, better choose another option. 

Should you buy or sell XRP now?

Given the current cryptocurrency market conditions, you can sell Ripple, if you bought it for the price around $0.25-0.27. At the same time, you may consider accumulating XRP and wait for the next bullish cycle. 

How to sell or buy XRP instantly? Use the above-mentioned P2P platforms where you can find a lot of people to help with that. P2P platforms work differently: they eliminate middlemen and simply help people find the orders. Once the platform detects corresponding sell and buy orders, it connects the users offering them.

P2P crypto transactions are supported by:

  • LocalBitcoins works since 2012 and stays the industry leader. It provides escrow service and charges 1% from the transaction;
  • HodlHodl supports multisig contracts, and commission fees are pretty low (about 0.6%). Also, you don’t have to verify your account;
  • LocalCoinSwap supports 30 cryptocurrencies and a lot of fiat options. Transaction fee is 1%, withdrawal fees are flexible. The website is available all around the world;
  • Cryptolocator;
  • Paxful;
  • Bisq;
  • Bitzlato.

How to Store XRP

There are various forms of cryptocurrency wallets. You do not have to hold just one currency, but various forms; bitcoins, Ethereum, XRP, etc.

You can choose between desktop wallets, online wallets, mobile wallets, or hardware cryptocurrency wallets among others. All of these will serve as the location to which the XRP you purchase will be sent to.

Our article can help you to set up your XRP wallet.

Mobile Wallets

If you have an account with Binance, you can download their mobile wallet from the iOS/Android store.  This is one way to store your XRP.

  • Exarpy is a web-browser wallet that takes 0.025 XRP per transaction.
  • CoinPayments is a web-browser wallet that takes a 0.5% fiat fee.


Hardware wallets like Ledger Nano S supports XRP and can be used to store your XRP. The advantage of hardware wallets is that you have control over it as it is not hosted online. You can control access with your private keys and it is the safest.

Desktop Wallets


Should you buy Ripple’s XRP? If you plan to make a crypto investment, Ripple is a great option. Why? First, it’s one of the most technically advanced blockchains in the world, and Ripple’s tech will be highly demanded in the next years. Secondly, XRP promises to grow exponentially when the world fully appreciates its value, and the currency gets implemented in payments to a higher extent. Besides, Ripple’s XRP is simply a great trading asset.

To make an informed decision and buy/sell XRP, check out our Ripple price prediction and see what the TradingView users think:

TradingView analysis USD XRP.jpg
XRP market projection by TradingView. The screenshot was taken on 07/11/19

Disclaimer: This article should not be considered as offering trading recommendations. The cryptocurrency market suffers from high volatility and occasional arbitrary movements.  Any investor should research multiple viewpoints and be familiar with all local regulations before committing to an investment.

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