How to Buy Crypto with Bank Card: Changelly Explains


Below is a convenient tutorial on how to buy the most popular cryptos on Changelly with a bank card. Have a read!

❗Helpful Hint:

Before starting the process, please make sure you have your ID (Passport/Driving license/ID) available in front of you/scanned to your device. If it’s your first transaction you will be asked to upload front/back sides of the doc.

First of all, open the Changelly website and press the “Buy crypto” button situated on the lower right corner of the exchange window.

buy crypto with credit card

Choose the fiat currency (USD, EUR, GBP) and set the amount in the upper bar. Select the crypto you’d like to buy in the bar below. Specify the country of your residence. Proceed to the next step.

Carefully read the notification with the list of supported states, transaction limits, and fees. Then press the “Pay with Visa/Mastercard” button.

Enter the address of your crypto wallet and press Continue. If you don’t have a crypto wallet click  “Don’t have one?” under the address line.

❗Helpful hint:
– When purchasing XRP enter the address of your crypto wallet and Destination tag
– When purchasing BNB or XLM enter the address of your crypto wallet and Memo

  • On the “Payment” step review the order summary and enter your credit/debit card details.

    Please note: you can save your card details for the next purchase.
  • After entering your bank card data you need to fill your credit/debit card billing address, and personal details (i.e., email, phone number, and date of birth). Mark the “Terms and Conditions” and “Privacy Policy” checkbox and click on “Pay now” button.
Buy cryptocurrency with credit card
  • If it’s your first purchase through Simplex you’ll need to verify your email and phone number:
    • Verify your email address by clicking the “Verify” button you get in your email inbox, from Simplex. If you did not receive the email, please check your SPAM folder.
  • Verify your phone number by entering 4-digit code you receive  by SMS from Simplex

❗Helpful Hint:

If you have the option of using a Debit Card there is a higher success rate that the transaction will be approved by the banks.

  • After that, you’ll be redirected to the “Verification” step. We take security very seriously, so if it’s your first time making a transaction you’ll need to upload a photo ID and enter ID details.
  • Then enter your residential address (you can select “Same as Billing Address” if it’s the same) and click “Upload Document”.
Buy BTC for USD on Changelly
  • In certain cases, there might be 2 additional steps:
    • 3DS- you will be asked to fill in a code the bank will send to your phone to verify the transaction
    • Selfie – In rare cases, you’ll be asked to upload a selfie while holding your credit card. You’ll see instructions on how to do that if it’s necessary

You’re done! Your payment request is being processed and congratulations on buying crypto! If you want to check your payment status, please enter your payment ID here

You can contact Simplex Support for assistance and any stage by chat on the checkout page or at

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