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Buy Dogecoin (DOGE) in South Africa with ZAR with Lowest Fees
Buy Dogecoin (DOGE) in South Africa with ZAR with Lowest Fees
Hey crypto enthusiasts in South Africa! Seeking to buy, sell, or trade Dogecoin? No need to look beyond Changelly! With a whopping 500+ supported cryptocurrencies, negligible trading fees, lightning-fast execution, top-tier security features, and the ability to buy cryptocurrency with credit/debit cards or Apple Pay, Changelly reigns supreme as the ultimate crypto exchange platform to purchase Doge, Bitcoin, and hundreds of other coins with fiat money in South Africa. Longing for a hassle-free and secure Dogecoin buying experience from your own abode? Then hop on board with Changelly, the ultimate gateway to your crypto journey. Do not wait any longer, sign up for a Changelly account now, and incorporate your South African Rand to start buying your favorite digital assets with low fees and no sweat!
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updated at 00:35How to buy Dogecoin in 5 easy steps
Set your purchase pair
Select the crypto you’d like to purchase. Next, choose the local currency you want to buy crypto with and your country of residence. Compare the best offers and choose the one that suits you most.
Provide your crypto wallet address
Enter your crypto wallet address in the required field. Double-check your unique crypto wallet address to make sure it is correct.
Verify your identity
Verify your identity with the provider you've chosen to buy crypto with. This is the best way to make sure that the payment information is only yours.
Confirm your payment
Confirm your payment and have your purchased cryptocurrency delivered to your crypto wallet in several minutes.
Welcome your crypto
As soon as the payment goes through, your coins will be credited to your wallet address.
Payment methods to buy Dogecoin
Bank transfer
A bank transfer is a secure option to buy cryptocurrency, especially if you are thinking of purchasing large amounts of virtual currency. Keep in mind that bank transfers may take a little longer, and fees may vary.
Apple Pay and Google Pay
Apple Pay and Google Pay are the quickest ways to buy DOGE with a credit or a debit card from your iOS or Android device.
Credit or Debit Card
Credit or debit card payment is one of the effortless ways to buy DOGE and other cryptocurrencies in a fast and secure manner. With Changelly, you can use a Visa or a Mastercard credit card issued in your local currency.
Buy Dogecoin Without Any Hassle
Purchase your crypto with any payment method that suits you best. Start buying with as little as 30 USD or your local currency equivalent.
Why buy Dogecoin on Changelly?
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FAQ
How is the Price of Dogecoin Determined?
The Dogecoin price volatility is a notoriously known fact as a myriad of factors can influence its value, including:
- Market demand and supply. The basic principle of demand and supply affects Dogecoin’s price as well. If there is high demand and low supply, the price goes up, and vice versa.
- Popularity and media coverage. Media buzz can sway Dogecoin's value, as rumors and headings in popular social networks can entice more attention and buying interest from the investment community. Tweets of Elon Musk and other celebrities have proved to significantly influence the value of Dogecoin.
- Network security and stability. The robustness and reliability of the Dogecoin network are crucial in determining its value, as potential investors might steer clear of an insecure cryptocurrency.
- Technological developments. As fresh technologies and inventive solutions emerge, the value of Dogecoin may experience a rally thanks to heightened usability and efficiency.
- Government regulations. The value of Doge can be shifted by the whims of government regulations and policies, which can either bolster or hinder its widespread acceptance and usage.
- Competition from other cryptocurrencies. Dogecoin's value can suffer from rival cryptocurrencies, as investors might favor other digital assets that provide greater yields or advantages.
Can I Buy Less Than 1 Dogecoin?
Similar to Bitcoin, Dogecoin is divisible up to 8 decimal places. The smallest unit of Dogecoin is called a "Doge" or "Shiba Inu" and is equivalent to 0.00000001 Dogecoin. However, the ability to buy less than 1 Dogecoin depends on the exchange or trading platform you are using. Some may allow you to buy fractions of a Dogecoin, while others may have a requirement for a minimum purchase amount.
Where to Store Your Dogecoins?
As the popularity of the first meme coin continues to rise, it becomes increasingly important to prioritize its security to prevent potential losses and maintain its value. A secure personal crypto wallet is a must-have to keep Dogecoin safe. Here is a roundup of popular crypto wallets you can consider when holding Dogecoin:
Desktop Wallets
A desktop Dogecoin wallet is software installed on your computer. These storages provide a decent level of security, as they store your private keys on your PC. But, they are vulnerable to malware attacks and may leave your assets in danger if your computer crashes.
Mobile Wallets
They are applications you can install on your mobile device, so you can carry your digital wealth in your pocket and transact with ease. They are named hot storage tools, as they are essentially software programs. Beware that these products are also vulnerable to hacking and malware because of their connection to the internet.
Hardware Wallets
A hardware wallet presents a physical device to store Dogecoins offline and protect them from cyber threats. These wallets provide the highest level of security, as they store your private keys offline, making them immune to hacking attempts. Still, they can be expensive and require some technical knowledge to set up.
Web Wallets
They are online platforms to store your Doge coins. These wallets are convenient as you can access your digital assets from any device with an internet connection. Yet, they are also prone to hacking attempts and may not provide the same level of security as hardware (cold storage) wallets.
Paper Wallets
It is a printed copy of your public and private keys, offering an offline method to store Doge. Paper wallets provide a high level of security, as they are stored offline and are not vulnerable to cyber threats. However, they can easily be lost or damaged, and require some technical knowledge to set up.
Which Dogecoin Wallet Can I Use?
If you are looking for a reliable and secure haven to store Dogecoin, these are the most popular wallet brands to consider:
- Coinbase Wallet – a mobile wallet for storing, sending, and receiving Dogecoin, with enhanced security measures to protect user funds.
- Trezor – a hardware wallet that stores Dogecoin offline, minimizing the risk of theft or hacking, and requires physical confirmation for transactions.
- Ledger Nano S – another heavily trusted hardware wallet that offers advanced security features like PIN code protection and backup recovery to ensure the safety of Dogecoin holdings.
- Trust Wallet. It is a well-known mobile crypto wallet that supports multiple cryptocurrencies, including Dogecoin, with a simple and user-friendly interface.
- Coinomi. It is an all-inclusive mobile wallet that supports Dogecoin and a plethora of cryptocurrencies. It also comes equipped with top-of-the-line security features, such as password encryption and backup recovery, to keep your token assets safe and sound.
- Exodus. This is a user-friendly digital wallet, accessible on both desktop and mobile devices, equipped with cutting-edge defenses, such as two-step verification and data retrieval.
- Jaxx Liberty. It is a versatile and intuitive cross-platform wallet that enables seamless management of over 90 cryptocurrencies, including the fan-favorite Dogecoin, all in one place.
- MyEtherWallet. It is a popular choice for web-based wallets, as it supports Dogecoin and many Ethereum-based cryptocurrencies, with advanced security features like private key encryption and backup recovery.
Got any questions about the DOGE purchase on Changelly?
We tried to gather all the necessary information about the DOGE purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.
Keep your Dogecoin safe and sound
If you are searching for the best cryptocurrency wallets for your favorite coins, look no further! Whether you are a crypto pro or just starting out, these wallets might be a good option for crypto storage.
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We are thrilled to partner with Changelly to provide an exceptional trading experience: anytime, anywhere - in a few simple taps!
00/01
What is Dogecoin?
Dogecoin is a decentralized, peer-to-peer digital currency that enables you to easily send money online. Based on the popular "Doge" Internet meme, Dogecoin uses a Shiba Inu dog as its logo and has become well known for its playful appeal. While there are many other digital currencies available, Dogecoin has a large and active community that continues to support its development.
Dogecoin is different from Bitcoin in that it was designed to be more common, with 10,000 new coins created every minute and no limitations on how many can exist. This makes Dogecoin ideal for small transactions, tipping, or even faucets. Such an approach made it quite popular and many investors became interested in it despite its lightweight nature.
Is It Legal To Buy Dogecoin in South Africa?
Dogecoin (Doge) is a meme currency created by software engineers Jackson Palmer and Billy Markus in 2013, with a Shiba Inu Japanese dog as its logo. Its original purpose was to mock the ridiculous hype around cryptocurrencies that were popping up in those days. However, thanks to the enormous support from the worldwide Dogecoin community, the digital currency soon became an easy-to-use and cost-effective means of value exchange on the Internet.
There circulating supply of Doge currently exceeds 140 billion coins, which makes it one of the largest crypto assets by market cap (capitalization). Dogecoin is used as a medium of payment at many stores, merchants, and platforms, such as Reddit, Twitter, Twitch, and YouTube. The Dogecoin Community is known for its charitable gestures, like paying off student loans or sending money to people in need around the globe.
As the popularity of cryptocurrencies is on the rise throughout the world, many crypto enthusiasts wonder how to buy Dogecoin in South Africa. Dogecoin's legality in South Africa is a topic of interest, with many making inquiries about the country's stance on the popular cryptocurrency.
The good news is that it is legal to buy Dogecoin in South Africa. The South African Reserve Bank (SARB) recently published its regulatory position on crypto assets, which includes a framework for registering cryptocurrency exchanges as “authorized dealers” under the Financial Markets Act. This means that any cryptocurrency exchange that serves South African customers must observe the requirements established by the SARB and adhere to anti-money laundering laws.
The Financial Intelligence Centre in South Africa (FIC) is responsible for monitoring cryptocurrencies in the entire region, including Ghana, Rwanda, Namibia, and Zambia. This government agency works toward identifying and combating money laundering, terrorist financing, and other financial crimes. It collects, analyzes, and disseminates financial intelligence to relevant law enforcement agencies and regulatory authorities. Its mission is to promote transparency and integrity in the financial system of all countries in South Africa.
As a result, citizens of South Africa are able to safely purchase Dogecoin (Doge) through an authorized dealer without fear of breaking any laws or regulations. Investors must ensure that they buy crypto from an authorized dealer because only these dealers are monitored properly and have security measures in place to protect customers against fraud, theft, or asset mishandling.
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How is Dogecoin Taxed in South Africa?
South Africa has recently implemented a capital gains tax (CGT) on cryptocurrency transactions. This means that users of digital currencies will now be required to declare the profits made from the trading and selling of virtual assets like Dogecoin or Bitcoin for local currency or other cryptocurrencies on their annual tax returns.
The rate of tax depends on the individual's income tax bracket and the length of time they held the cryptocurrency before selling it. Short-term gains (less than a year) are taxed at the individual's marginal income tax rate, while gains from long-term investment (more than a year) are taxed at a lower rate. It is vital to keep accurate records of crypto transactions for tax purposes.
Before committing, users must understand the inherent price volatility of all digital assets existing. Investing in Dogecoin, or any other cryptocurrency, can be considered a high-risk endeavor due to its rapid value fluctuations and uncertain future performance.
Although past performance can provide some insight, it is not a guarantee of future success. Therefore, individuals must contemplate the potential risks and rewards before making an initial investment in this cryptocurrency. While Dogecoin (Doge) has seen remarkable gains in recent months, its price has also experienced significant value swings, making it a speculative asset with a high risk of losses.
Some investors view Dogecoin as a potentially good investment option because of its growing popularity and strong community support. While it was initially created as a joke, Dogecoin has gained significant attention from both investors and the media. Its unique history, combined with its relatively low market value, has made it a popular choice for those looking to invest in cryptocurrency without spending sizeable sums of money.
Other users believe that the increasing acceptance of Dogecoin as a payment option by merchants and businesses could potentially increase demand and drive up its value over time. However, investors should always do their research, assess crypto market conditions and volatility, and consult with a financial advisor before making any investment decision.
Best Ways to Buy Dogecoin in South Africa Safely
The quickest and safest technique to purchase Doge in South Africa is through a reliable, well-regulated crypto exchange that observes all the requirements of the South African Reserve Bank (SARB) and Financial Intelligence Center (FIC), such as Changelly.
These websites guarantee secure transactions, mitigating the risk of fraud and theft. They also offer a diverse range of coins and tokens, enabling investors to diversify their investment portfolio and enhance returns. Besides, these crypto exchanges are transparent in their fees, ensuring customers never have to worry about going over budget when making a purchase.
Reputable cryptocurrency exchanges have a good track of an excellent customer support team and are always online via a live chat to solve issues of customers. Moreover, these crypto trading platforms come with special features, such as price alerts and stop-loss orders, offering traders greater protection during market turbulence.
Choosing a credible crypto exchange ensures that people can buy Doge with peace of mind, knowing the latest security protocols and encryption technologies protect their money.
How to Buy Dogecoin with Credit and Debit Card
To an inexperienced person, buying Dogecoin with South African rands (ZAR) might seem intimidating, but in reality, it is an easy matter.
First, you need to find a trustworthy cryptocurrency exchange that supports Dogecoin trading and accepts debit or credit card payments. You can safely consider Changelly as a smooth entry point to the world of cryptocurrency trading, where you can use fiat currency and bank cards to buy cryptocurrency with just a few clicks or taps. Our conversion process from Rand to Dogecoin is quick and hassle-free, making it simple for anyone, regardless of experience level, to start trading cryptocurrency securely.
Next, create an account with the selected website and complete the verification process. This often involves providing your full name and submitting some government-issued ID document, such as a photo of your passport or driving license.
Once your account is verified (which is almost done nearly instantly), link your credit or debit card to the exchange and deposit funds. Finally, navigate to the Dogecoin trading page and place a buy order for the amount of Dogecoin you wish to purchase.
Note that trading fees and the exchange rate of ZAR to Doge may vary between different platforms, so do your due diligence to find the best deal. With a little patience and research, you can easily add Dogecoin to your investment portfolio using your credit or debit card in South Africa.
Do not forget to fortify your Dogecoin capital by moving it to your personal crypto wallet, following a purchase on a crypto exchange via your credit or debit card.
How to Buy Dogecoin with Bank Transfer in South Africa
In South Africa, buying Dogecoin or other virtual coins with a bank transfer is a great way to become a crypto investor. With banks such as Standard Bank and Nedbank facilitating the service, investors can quickly trade their bank funds into Dogecoin by placing an order with a popular crypto exchange.
Bank transfers are cost-effective, as they offer low transaction fees, which makes them appealing for cryptocurrency investors looking for secure payment methods that do not incur excessive chargers.
To reap this benefit, you will first need to find an appropriate cryptocurrency exchange that supports Dogecoin trading with wire transfers. Once you have detected a platform that meets your needs, you need to create an account, verify your identity, and add your bank account as a preferred payment method.
As you have become a legitimate member of the crypto exchange, you can bring into play the obtained purchasing power to buy Dogecoin. For this, you need to place a buy order and complete the purchase, using your available bank account balance. The Dogecoin transaction will not take long to process, and with the coin’s growing popularity, you will quickly join a community of connoisseurs who see its potential as a powerful investment and payment tool.
How to Buy Dogecoin with Apple Pay in South Africa
In South Africa, crypto enthusiasts can now use Apple Pay to make cashless payments easily. Apple Pay is a secure and fast payment system that allows people to buy various items, including cryptocurrency, quickly from their smartphones.
In the country, it is possible to purchase Dogecoins on many cryptocurrency exchanges that authorize this payment method, including Changelly. As long as the user has an iPhone compatible with Apple Pay, they can buy Doge in South Africa instantly without waiting for bank transfer settlements or using costly credit cards.
The process is painless – users just need to log in to their cryptocurrency account from a device with a pre-installed Apple Pay, select “Buy Crypto”, enter the amount of Dogecoin they wish to purchase, and tap “Go.”
They will then be redirected to a screen where they need to pick “Apple Pay”, authenticate with Touch ID/Face ID and turn on their device NFC (near-field communication) Settings. Then finally, they can confirm the transaction within seconds. Thanks to Apple Pay's integration with major banks like Nedbank, Investec, and more in South Africa, purchasing Dogecoin has never been easier.
Apart from being able to securely buy Dogecoins through your smartphone anytime, anywhere around South Africa, Apple Pay also offers other benefits, such as fraud protection and account tracking. This makes it one of the most reliable payment methods for buying cryptocurrency, without worrying about the safety of users’ sensitive data or personal finance. By embracing Apple Pay for Dogecoin purchases, online exchanges in South Africa empower you to make investments in cryptocurrency straight from your pocket!
While Apple Pay does not charge a deposit fee for crypto transactions, it is wise to be mindful of third-party fees that may accompany buying or selling cryptocurrencies. To avoid any financial surprises, be sure to review the terms and fees of any platform before proceeding with your purchase.
How to Buy Dogecoin from ATM in South Africa
The availability of crypto ATMs in South Africa is revolutionizing the cryptocurrency market, allowing anyone to easily buy and sell a variety of electronic currencies for fiat money at their current price, including the beloved Dogecoin.
Crypto ATMs also feature enhanced authentication protocols designed to protect customers against potential cyberattacks while conducting digital financial activities. These machines play a key role in promoting the use of cryptos locally, as they allow South African residents to buy, trade, or cash out digital assets with ease.
Your course of action will involve the next steps when buying Dogecoin (Doge) from a crypto ATM in South Africa:
Find a Bitcoin ATM in South Africa. They are quite common and can be encountered in every big city in the region. Avail yourself of such online services as coinatmradar.com to narrow down convenient locations.
Bring some banknotes with you to convert it into coveted Doge coin assets.
Follow the instructions on the machine’s screen, so it will guide you throughout the process of buying Dogecoin.
Let the machine scan your crypto wallet’s deposit address and proceed with inserting the cash.
As you review and confirm the transaction – you are done! You now have some Dogecoin to play with.
How to Buy Dogecoin with PayPal
Unfortunately, at the moment, it is not possible to buy Dogecoin with PayPal directly in South Africa. In fact, many exchanges also refuse to support PayPal because of several reasons, including:
Chargebacks. PayPal transactions can be easily reversed or charged back, which can result in a loss for the crypto exchange.
High trading fees. PayPal charges high fees for cryptocurrency payments, which can eat into the profits of the cryptocurrency trading platform.
Regulatory issues. Many regulatory bodies have not yet provided clear guidelines for the integration of PayPal and cryptocurrencies, which can make it difficult for crypto exchanges to support both.
Security concerns. PayPal has been known to freeze accounts without warning or explanation, which can pose a risk for digital asset exchanges that rely on PayPal for payments.
If you have your mind set on buying Dogecoin exclusively with your PayPal funds, you can resort to a peer-to-peer (P2P) marketplace, such as Paxful, where you can connect to individual Doge traders and attempt to strike a deal with them. Chances are that some user may agree to sell Dogecoin and accept a PayPal payment from you. Yet be aware of scammers who might try to take advantage of the situation and deceive you. Only transact with trusted individuals and exercise caution when exchanging funds online.
How to Buy Dogecoin with Prepaid Card
Prepaid cards are a convenient and secure way to purchase Dogecoin in South Africa. These cards can be easily loaded with a predetermined amount of funds, which can then be used to buy Dogecoin instantly.
The advantage of using prepaid cards is that they provide an added layer of protection for personal financial information, as they are not linked to a bank account.
Prepaid cards can be purchased at a variety of retailers across the region, making it easy for anyone to invest in Dogecoin. Whether you are a seasoned cryptocurrency investor or just starting out, prepaid cards offer a hassle-free and accessible way to buy Dogecoin South Africa.
The process for using a prepaid card for buying crypto does not differ significantly from using a regular card or bank transfer. Everything it takes to get started is a great cryptocurrency exchange that welcomes both prepaid cards and South African investors, and you are ready to go! With quick identity checks and a few tweaks to connect your prepaid card, you are fully equipped to invest in Doge.
Now sit back, relax, and watch your Dogecoin investment soar. Who knows, maybe one day you will be able to buy a lifetime supply of dog treats with your new crypto fortune!
How to Buy Dogecoin with Cash in South Africa
Dogecoin is rapidly gaining popularity in South Africa, as both a digital currency and an investment opportunity. If you want to purchase Dogecoin with cash, there are several options available to you. Here's what you need to know in order to buy Dogecoin with real money in South Africa.
Local Cryptocurrency Exchanges
The simplest way to incorporate cash to acquire some Dogecoin is through a local cryptocurrency exchange. These platforms provide access to different trading pairs, facilitating instant purchases of Dogecoin, Bitcoin, Bitcoin Cash, and many other sought-after digital assets with ZARs. With the support of modern payment methods and a slew of national currencies, cryptocurrency exchanges are an excellent option for those looking to invest in crypto coins quickly and easily.
Use Bitcoin ATMs
Explore an alternative route to purchase Dogecoin using cold hard cash by utilizing Bitcoin ATMs (also known as BTMs). Some terminals may provide for the immediate purchasing of Doge with fiat currency, while others may only enable the acquisition of major cryptocurrencies, such as Bitcoin or Bitcoin Cash, with Rand. You can buy Bitcoin from these automatic teller machines and then trade your BTC on some cryptocurrency exchange for a variety of digital currencies, including Dogecoin. This convenience of crypto ATMs is widely available in major cities and towns throughout South Africa, simplifying the quest for purchasing cryptocurrency.
Fetch Doge from Online Marketplaces
Online marketplaces offer a hands-down way to buy Bitcoin, Doge, and lots of other digital assets, omitting the brokerage of cryptocurrency exchanges. These companies enable users to connect directly with local buyers and sellers, who have placed offers on the platform based on their own terms – such as pricing per unit or total price for an agreed amount of Doge coins. The full transaction occurs between the buyer and seller online using escrow services. This offers the both parties peace of mind that their assets are held intact until the transaction is fully completed to the satisfaction of each one. So, if convenience is your key goal when buying crypto assets in South Africa – then you can check out BitPesa or Paxful as some of the most popular crypto marketplaces.
Can Foreigners Buy Dogecoin in South Africa?
Yes, foreigners are able to purchase Doge coins in South Africa. While buying and selling services may vary from country to country, there are many domestic exchanges in South Africa that offer Dogecoin for fiat money, including Luno and AltCoinTrader. International users can also purchase Doge from international crypto exchanges, such as Changelly, that serve customers from around the world. For those living in South Africa and who are new to the cryptocurrency world, it is essential to understand the regulations and laws around income tax and capital gains taxes on profits made through cryptocurrency investments in the South African region.
Who Accepts Dogecoin in South Africa?
Dogecoin, the meme-inspired cryptocurrency, is piquing the interest of both merchants and consumers in South Africa, as its adoption as a payment method continues to rise. Here are some venues where you can spend Doge for your everyday consumer needs:
Pick n Pay – a major grocery store chain that has partnered with a cryptocurrency payment processor to accept payments in Doge and other coins.
Cape Coffee Beans – a coffee supplier that takes various cryptocurrencies, including Bitcoin, Litecoin, and Ethereum.
The Sun Exchange – a company that allows users to buy solar panels and earn income from the energy they produce, and accepts Bitcoin along with other cryptocurrencies.
Takealot – an online retailer that sells a broad array of products and accepts crypto asset payments through a third-party payment processor.
Apart from these local amenities, there are a lot of international companies that accept Dogecoin as a mode of payment. One of the largest companies to accept Doge is the Dallas Mavericks, a professional basketball team owned by entrepreneur Mark Cuban. The team began accepting Dogecoin as payment for tickets and merchandise in March 2021.
Another prominent example is airBaltic, a Latvian airline that began taking Dogecoin as payment for flights in August 2021. The online poker website America's Cardroom has recently enabled Dogecoin deposits. All these examples demonstrate a growing trend of cryptocurrency adoption and indicate that Dogecoin may have a future as a payment option for a wider range of goods and services.
How to Cash Out Dogecoin in South Africa?
The easiest and most popular way to cash out Dogecoin South Africa is through a sell order on a cryptocurrency exchange. This can be done on most exchanges, including Changelly. A sell order offers the quickest and simplest route to convert your Dogecoin into Rand at a favorable exchange rate, yet withdrawal fees may incur when you attempt to send the obtained fiat to your bank account.
A peer-to-peer marketplace platform is another great option for turning Dogecoin into real money in South Africa. These platforms connect buyers and sellers of cryptocurrencies locally or internationally, allowing users to trade directly with each other using their chosen payment method. Hodl Hodl and Paxful are two popular P2P marketplaces that allow South African users to purchase or sell crypto with each other.
You can also use specialized crypto ATMs that support Dogecoin in South Africa if you wish to convert your digital funds into cash. Many Bitcoin ATMs allow users to insert their printed wallet address QR code and withdraw local currency directly from the machine. However, not all Bitcoin ATMs may support this feature in South Africa, and transaction fees may apply.
Alternatively, some online payment gateways offer a direct integration of banking and cryptocurrency payments, allowing customers to easily pay for goods and services using their cryptocurrency holdings, including Dogecoin. For example, PayFast, an online payment processing service that enables merchants to accept payments from customers in South Africa. Customers can make payments using various payment methods, including credit and debit cards, Instant EFT, crypto coins, and more. PayFast acts as an intermediary between the customer and the merchant, processing the payment and then transferring the funds to the merchant’s account.
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